Talk about crying in your beer. I know that I'm whining when people have real problems. This post will be short since my problems are not those of the average american worker. The problem?
I'm busy...I'm too busy right now. A month ago the stress was making ends meet. Now it's how do I handle the business that I have. In the last week,
1) I've locked 15 loans;
2) I've taken two more referrals off of Active Rain;
3) I had two new loan officers sign on to my branch;
4) And I have 17 (no exaggeration here, I have them all listed on a sheet right now) people who want me to refinance them into new loans.
This is a different type of stress. A lot different from the stress that we had earlier. It's still stress, but I'll take this over the former any day. On the way back in to work today, I received a call from my barber, a former client and then she referred me to her father.
Fortunately, not every inquiry will result in a loan. There's appraisal issues, credit issues, qualifying issues, etc., but over 80% of them have gone to application. So here's one thing I've done. I've actually told some high maintenance clients to go elsewhere. One of my best friends has nickel and diming in his DNA. I told him to take his $850,000 mortgage and lock with a local credit union.
My biggest problem is now I have to worry about customer service. It doesn't matter how many deals I get. I'm actually worse off, if I can't deliver in a timely fashion. Customer service is paramount. So now, even with an assistant, I'm still overworked. I have Christmas Party at my house this evening and my wife's doing all the work so that I can get these deals in.
So........cry me a river. I'm done with my break and have to hop back on the net and start working scenarios and calling my clients back. Hopefully I'll be in one piece by Monday. In the meantime, diligence, focus, control and lotsa prayer.