Feds dropped the rate... is it really increasing real estate sales?

By
Real Estate Agent with Berkshire Hathaway Fox & Roach, Relators

Is anyone seeing an increase in sales from the federal rates dropping?  I'm working with a number of buyers who are still hesitant to pull the trigger.  How many more ways can we say, "Now is the time to buy."  I had a buyer tell me yesterday that waiting has worked in his favor.  Why shouldn't he wait to see what happens in the new year. 

Another buyer told me he is not buying because he is fearful of losing his job in this economy.  One last buyer brought up the point... I had a a secured loan a few months ago - now I'm working less hours - due to the economy - and they want more verification of pay check stubs.  I can't do it. 

I was happy to see the drop in the rate... it has stirred more interest for me, but I have not signed any more contracts.  What is the next move?  What else has to be done?  How can we help fearful buyers that are concerned about their employment? 

I guess I'm looking for some input for other parts of the country. 

So... my point is ... is the feds dropping the rate really helping you? Write it here.  Tell us.

Comments (8)

John Douglas
Berkshire Hathaway HomServices Partners Realty - Bowling Green, KY

Maria,

I can't see where the fed dropping the rate is going to be any significant gain we will probably

see some refi but until the job market improve drastically we want see any big shift.

Dec 20, 2008 02:57 PM
Barbara Delaney
Park Place REALTORS, Inc. - Roanoke, VA

Dear Maria,

People don't get it. What the Fed does doesn't directly relate!

For a while mortage rates dropped 4.5 fo a second, then they went up!

Rates are still good, but the people waiting for lower prices and lower rates, will lose!

 

Barbara

Dec 20, 2008 03:19 PM
Pat Laracy Baker
Realty Executives Boston West - Holliston, MA
Pat Baker Dream Home Maker

Hi Maria,

I think there has been a flurry of activity. I sold a house just last week.  It has spured on some.  There are others who are waiting for lower rates though

Dec 20, 2008 03:20 PM
Cameron Novak
The Homefinding Center - Corona, CA
Featured Corona Real Estate Agent Team

It's absolutely increasing the buzz among the buyer community.  Many buyers are hopping off the fence due to the terrific prices and incredible rates.

Cameron Novak, Corona Real Estate Agent
Cameron Novak

Corona Hills Real Estate Broker
The Homefinding Center

Corona, California
951-212-7479

Corona Short Sale Agent Profile

Dec 20, 2008 03:40 PM
Shane OnullGorman
Eau Claire Realty, Inc. - Eau Claire, WI
Eau Claire Wisconsin, Real Estate Agent & Realtor- Buy or Sell

It might take a bit to get everyone out there again.

Dec 20, 2008 03:45 PM
Shane OnullGorman
Eau Claire Realty, Inc. - Eau Claire, WI
Eau Claire Wisconsin, Real Estate Agent & Realtor- Buy or Sell

It might take a bit to get everyone out there again.

Dec 20, 2008 03:45 PM
Lane Bailey
Century 21 Results Realty - Suwanee, GA
Realtor & Car Guy

There is too much fear in the market.  We need to get greed to overcome fear and that will turn the market. 

Dec 20, 2008 03:57 PM
sandy reid
Westwood Metes & Bounds - New Paltz, NY
period homes, second home market

I thought lower rates would motivate but at this point I think people have to feel a little more confident.  With all the news about the auto industry and all the crooks people are still gun shy.  I hope after the inaugeration the combo of low rates and more confidence the country is moving in the right direction---Think positive.  I have people in Jersey trying to sell to come up here so lets visualize- New Jersey to New Paltz, New Paltz to New Jersey.  Happy holiday.

Sandy Reid

 

Dec 20, 2008 04:01 PM