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How to Protect Yourself if Your Wallet Is Stolen

Real Estate Agent with Coldwell Banker Burnet
Here are some easy preventative steps you can take should your wallet ever be stolen: 
  • The next time you order checks have only your initials and last name printed on them. If someone takes your checkbook they will not know if you sign your checks with just your initials or your first name but your bank will know how you sign your checks. 
  • Put your work phone number on your checks instead of your home phone. If you have a PO Box use that instead of your home address, if you do not have a PO Box use your work address. 
  • Never have your Social Security number printed on your checks.
  •  Place the contents of your wallet on a photocopy machine, do both sides of each license, credit card, etc. This will give you a record of what you had in your wallet and all of the account numbers and phone numbers to call and cancel. Keep the photocopy in a safe place.   
  • Cancel your credit cards immediately.
  •  File a police report immediately in the jurisdiction where it was stolen, this proves to credit providers you were diligent and can lead to an investigation.
  • Call the three national credit reporting organizations immediately to place a fraud alert on your name and Social Security number. Any company that checks your credit knows your information was stolen and they have to contact you by phone to authorize new credit.   

The numbers are: Equifax: 1-800-525-6285

Experian (formerly TRW): 1-888-397-3742

Trans Union: 1-800-680-7289

Social Security Administration (fraud line): 1-800-269-0271  

Posted by

Donna Quanrud

InSite Virtual Tours
InSite Virtual Tours - Eugene, OR
Thanks for the good advice. I'm going to save this info in the hopes I'll never need it!
Sep 05, 2006 12:39 PM