Maybe you've been thinking about insuring your golf course, but you're not entirely sure what is covered. And what kinds of claims do people normally file?
In this day and age, it could be anything. People will file lawsuits for very strange - and very relevant - reasons. It could be as silly as someone claiming that the course is dirty, or as serious as someone getting hit in the eye with a golf ball. It's best to just make sure you're insured and ready for anything.
Most golf course insurance covers the following:
- All-risk property coverage (with earthquake, flood, and wind available) including clubhouse, pro shop, maintenance buildings and other structures such as benches, ball washers, course markers, fences, nets, outdoor signs, paved walkways, paved cart paths, patios, and bridges.
- The golf course, including trees, plants, shrubs, greens, tees, fairways, roughs, driving ranges, putting greens, sand traps, and bunkers
- Business income on actual loss-sustained basis
- Building ordinance or law
- Equipment breakdown
- General liability
- Auto liability
- Employee benefits liability
- Environmental/pollution liability
- Liquor liability
- Professional liability
- Workers' compensation
As you can see, most everything is covered. For more information on golf course insurance, contact us today. We're Access One Insurance, an independent agency based in Port Jervis, New York.
Comments(0)