Renovation Mistakes - continued

Real Estate Agent with Remax New Beginnings ---------- and ------------- Ashland Auction Group MD RE License 579412

This post is the third in a series of blogs about mistakes people make while renovating homes.  This is pretty extensive and was inspired by an HGTV program aired a few days before Christmas. 

I help a lot of home buyers purchase homes that need some TLC.  They often purchase their homes using a FHA type loan product called a 203K loan which is a renovation loan allowing for the purchase and funds the renovation as well.  There are several different types of 203K loans.  A streamline which is very simple and does not require the home owner to have a consultant.  For more information about 203K loan types you should speak to your local FHA Loan Specialist.  Not all banks are doing 203K type loans though.  My local specialist is:  

Stephen Kirr
Equity Mortgage Lending
305 West Chesapeake Ave. Suite 310
Towson, MD 21204
Phone 410-321-7800 / 800-332-9221
Cell Phone 410-599-7376
Fax 410-296-3177 / 800-493-7702

Steve and his partner Ken will be giving a workshop in our office at Advance Realty Anne Arundel on January 8 at 6:00 pm and repeated on January 17 at 11:00 am.  If you would like to attend please give me a call or email.   

Renovation Mistakes

Renovation Mistakes continued

Maintaining Your Investment - Green

Could You Build a House from Recycled Materials

  • A lot of people fail to anticipate storage of materials while doing the renovation.  Sometimes they'll purchase everything at once and leave them laying in the yard covered by a tarp - thus failing to anticipate moisture from the ground and also insects, like termites who tunnel up through the soil.  Building materials should be store in a cool, dry place or better still home owners should properly plan and purchase materials phase by phase rather than all at once.


  • People often don't go green with their renovation because they don't know how to or they think it will be too expensive.  Things so simple like using fluorescent bulbs rather than regular incandescent bulbs can save you a lot of money.  We bit the bullet and replaced all the light bulbs in our house with fluescent bulbs and many are still working - we've replaced 1 in 2 years.  But, what surprised us was the savings on our electric bill.  Within two months the savings completely paid for the replacement of all our bulbs.  The second thing we did was replace our thermostats with set back thermostats and the savings paid for the cost in one month.  Reduce, reuse and recycle.  Often you can find things like crown molding and other materials from recycle stores (check out my blog on building with recycled materials see above).  Keeping materials out of the landfill is very important.  And, if you have items left over or you are removing items from your home consider donating them to recycle centers in your area for someone else to use, you could receive a tax deduction as a result and feel good about doing something positive for the environment.  Don't forget even hardware and small items can also be recycled. 




  • People often choose the wrong paint for the job at hand.  Be sure the paint you choose is for your particular application.  When you are painting a bathroom or kitchen be sure to choose a paint that is meant or kitchens and bathrooms as it will stand up to scrubbing and constant attacks from moistures and cooking smells.  If you are painting something outside be sure the paint you are using is meant for exterior use and will stand up to the constant attack from the environment like the constant changes of temperature and changes in the weather.  There are new paints coming out regularly that are eco friendly and have fewer odors.  Read the instructions, read the paint can and use the right materials for application.  Always keep in mind that you get what you pay for, so if you cut corners on price you may also be cutting corners on quality too. 

Stay tuned for more installments!!

During 2009 Advance Realty Anne Arundel Inc is waving administrative fees active duty military, retired military and the families of fallen military, as well as policemen, firemen and emt's.  If you enter into a contract by the New Year's eve Advance Realty Anne Arundel Inc. will waive the admin fee at settlement.  This is a $350 savings.  If you are thinking about buying or selling a home give Advance Realty Anne Arundel a call and receive full service real estate assistance from an experienced agent.  Our office is open 7 days a week and we can be reached at 410-761-1550.

June Piper-Brandon, Broker - Advance Realty Anne Arundel Inc.

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If you are thinking of buying or selling an home in  Maryland give us a call at 410-292-0100 or start your search here and we'll talk about the market conditions and what your home could possibly be worth in today's market place if you are thinking of selling. If you are considering buying a home, there is no better time than now to buy. The tax savings and wealth building alone is worth the plunge into todays market.  Remax New Beginnings and I are connected with some of the brightest and best real estate agents in the world and can assist with your move here in Maryland or anywhere in the United States or abroad.  Ask me how.

If you are interested in knowing more about buying or selling real estate by auction ask me how.  You can reach me by phone (410-292-0100 Cell or 410-488-3124 Ashland Auction Group) or email.  

June Piper-Brandon ~ Associate Broker ~ CDPE, CIAS, ePro, MRP

Remax New Beginnings and Ashland Auction Group

City Living Expert







June Piper Brandon - Agent with Century 21 New Millennium

June Piper Brandon - Agent with Century 21 New Millennium


This entry hasn't been re-blogged:

Re-Blogged By Re-Blogged At
Home Improvement
Fixers, Flips, and Rehabs
Bloggers Choice Selections
Diary of a Realtor
Square Pegs
home renovation
fha 203k
recycled building materials
military home buyers
renovation consulting

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Bonnie & Terry Westbrook
Westbrook Realty - Ada, MI
Grand Rapids MI Real Estate

Good recommendations, June. Renovations are best if they contribute to the overall value and comfort of the home, not just a current whim or design.

Jan 01, 2009 04:10 AM #1
Mary Douglas
United Country Ponderosa Realty, Red Feather Lakes, Colorado - Red Feather Lakes, CO
REALTOR, Red Feather Lakes, Colorado

Hi June, Great post with lots of good information. I'm a big HGTV fan, but apparently missed that program. I think the FHA 203K is a wonderful tool for homebuyers. Thanks for the post! Happy New Year, June!

Jan 01, 2009 04:44 AM #2
Mary Strang
Viroqua, WI

June Very nicely presented post with good information, storage is a big issue like you said, also theft is a problem if you have lots of costly supplies around a building with no one there after hours.

Jan 01, 2009 06:14 AM #3

I recently came across your blog and have been reading along. I thought I would leave my first comment. I don't know what to say except that I have enjoyed reading. Nice blog. I will keep visiting this blog very often.


Jan 01, 2009 04:38 PM #4
Mike Young, covering the USA - Las Vegas, NV
FHA 203k Consultant 916-758-1807

You are quite right June. Most contractors manage what work is to be completed first, second and so on and don't have a problem with storage as they know not to bring things to the job they can't install right away or it tends to grow legs and walk away. Self help borrowers might not have that expertise. To maximize a draw for a contractor we may suggest that the floor coverings and cabinetry be delivered the day of the next schedule draw. As a consultant we can approve payment for what is completed plus the cabinets and floor coverings even though they haven't yet  been installed provided they are stored on site. I had one rehab of my own that we installed all new carpet the night before closing and when the title company went by the next morning it was gone... held up the closing while we reinstalled new carpet. My point is that even though you can get  paid for cabinets and finished flooring stored on site, you may not want to do that.

Mar 21, 2009 03:31 PM #5
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June Piper-Brandon

Piecing Dreams One Home at a Time
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