New Years Resolution

Mortgage and Lending with Opes Advisors, INC.

Happy New Years to all! Hope you had a safe & happy holiday season with your families!

WOW 2009! Where did the last year go, or in what areas did 2008 help you grow. I speak for my self in what areas I grew in 2008. I have gained a lot of knowledge in the Real Estate and Mortgage Industry over the last year, but along with that knowledge came a weight gain as well. Who said becoming more knowledgable creates extra weight you have to pack around. Well, I am guilty of not working out as much as I am used to. I am about 1 1/2 years into the mortgage industry and spend all the time I can afford on being a student of what i do, study any changes and ever since I got into the industry it's been nothing but changes. So I would sacrifice my times that I would normally go to the gym and study changes. At first it was a few times that I would give up but for the last couple of months it has been most of them. Now this can be seen as not being able to manage my time correctly. I would just be too mentally tired to swing by the gym for a short workout session in the late evening. So, 2009 for me will be managing my time better so that I can get to the gym more often and shed some of the extra weight, all with keeping myself up to date on the changes of the mortgage industry. That is one of my New Years resolutions. 

The Fed alsoo has a New Years resoluition for us! Back in November of 2008, the Fed announced that it would buy as much as $500 billion worth of MBS (mortgage backed securities) from Freddie Mac and Fannie Mae over the first six months of 2009. As of Tuesday December 30 the Fed announced they would start buying the securities next week. Who is to manage this purchase program? They have chosen BlackRock, Goldman Sachs, PIMCO and Wellington to manage this purchase program.

So, what is your New Years resolution?


Jose Delgado,


Comments (2)

Elayna Fernandez
the Positive MOM - Fort Worth, TX
BE Positive and You'll BE Powerful!

Thank you for sharing. I also learned a lot in 2008. It was a tough year but also amazing because challenges allow us to learn so much. Shed the pounds, but not the commitment! And in any event, as long as you are healthy, what is a few lbs anyways?  I actually lost 5 lbs in 2008.  I will never be able to donate blood...oh well, will have to live with that. LOL

Jan 02, 2009 04:50 AM
Vickie Slade
Colorado Landmark, Realtors - Boulder, CO
Service You Can Trust ~ Someone You Can Depend On

I'ts crazy, but I have numerous resolutions.  Here are a few of them:

  • Lose the 15 lbs I gained since last summer.
  • Increase the profits of my business by at least 30%
  • Grow my client base by at least 30%
  • Focus my time more efficiently, spending more time on the tasks which will generate the greatest benefit.
  • Add at least two realtor designations to my accomplishments.
  • Write more, contributing not only to my blog, but also to local magazines and news publications
  • Begin learning a foreign language.


These are just a few of them, so much to do.... so much to read, so much to learn....


Jan 02, 2009 04:58 AM