The start of the new year always makes us feel that it is a time to start something over. The reality that Jan 1 is just another day however the fact that it starts a new year is very significant and motivating to many many people. Hey, whatever it takes, right?
OK, so I'm about a week late with this but better late than never. Happy New Year, by the way! With our economy being in the position it's in and with things being so unstable everywhere, I know I'm not alone when I say things are scarey on our homefront. I wish I could boast about starting the new year with abundance but I can't. So, my new year's resolution is learn how to manage my household differently than I ever have before. You know the old idiom about if you want something to change you have to do differently, right? Well, I've made the decision that maybe what I've been doing hasn't been all wrong but since I want things to change, I need to learn to do differently.
I'm so excited to share about the new program I'm starting:
The Dave Ramsey Financial Peace University.
I know someone who started the program about 9 months ago and already has a significant savings established, cars paid off and some credit cards paid off. She said it did take some getting used to but she sleeps well now knowing they are on track to living in PEACE. The most important thing she got from the program was that the accountability aspect of the program. You learn to be accountable for what you spend! And, with things being the way they are right now, with so many people out there without jobs or with jobs on the cutting block, this program can help everyone, especially those comfortably employed and just looking to reduce their debt.
What the program does, from what I've gathered:
- Helps establish budgets
- Teaches how to live within means without credit
- Shows how to disperse income accordingly and prioritize spending
- Shows how to spend, save and give, even on limited income
Wishing everyone a happy, healthy, prosperous and blessed 2009.
And, if you have a new years resolution you'd like to share, feel free to do so!
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