So why is everyone so afraid??

AS we enter another new year I ponder as to why everyone is so afraid to buy a home...

We are still the free country that allows you to own your own home, no one will tell you where you have to live. 

We are still the free country that has dreams, none bigger then owning your own home. 

Mortgage rates are at an all time low...so why is everyone so afraid? 

My homes equity will never go away, my home not the cash in it...my home where my family lives, where my pets run back to, where our friends spend the fourth of July at, sunshine, swimming and lots of food before the fireworks!  My home were I keep warm during the cold nights.  My home where I am blessed to live. 

I realize that everyone needs to tighten their belts and be more cautious about spending, but investing in your community, in your home, will do nothing but move everyone forward - the right direction...

So this year, even with all of the changes coming our way, we need to move forward not stand still.