This is the time of year here in the Midwest, where our extreme weather creates havoc on our homes. As I write this today we have below 0 temperatures and periodically I here popping sounds coming from within the stucture of my home due to the extreme cold. As we begin to have warmer days and the snow melts, a condition called ice damming can easily occur in your gutters. Water then can be forced up under the shingles and into the attic causing damage to insulation and drywall. Most homeowners policies do cover this damage, subject to your deductible. If you are having a new roof installed, there is a new moisure barrier that is now available that is installed in the area closest to the edge of the roof that helps eliminate the water leakage into the home. Some homeowners also put a special warming wire in the gutter that is primarily used in problem areas, and stops the ice from forming. As always saftey is the first concern when doing any preventitve maintenance work around the home.
At Rutledge Insurance and Financial Services we can answer all of your questions pertaining to ways to prevent damage in your home, and what to look for in your Homeowners Insurance.
Comments(0)