We specialize in HARD MONEY LOANS for our Property Investors (other loan scenarios may apply too). Most of our Property Investors are rehabbers. Any loan size will be considered and typically, we loan up to 70% ARV (after repair value) including closing costs. Our financial structure is unique. You may receive several "offers/bids" from our Financiers based on the property, loan size and value. Most will be up to 100% of the purchase price, but all terms are negotiated between the Financier and the Property Investor.
If you are an investor, and trying to borrow money for your deals, then you need to read this now!!!
Read what happened to one of my rehab investor's "STEVE":
One of my client's "STEVE" previously made the mistake of paying cash ($120,000.00) for his 4 unit property; then sunk all his additional investment dollars into the deal to rehab it; and then rented it out.....sounds good right?! WRONG!!! Even though he has completely rented it out, and the home is completely paid off, he cannot refi it to get his cash back out to reinvest it - at all - ugh!!!! The banks won't even give him a 50% loan.
Now here is the dilemma that a lot of people have including STEVE: debt ratio/income....especially for someone in his shoes who is self-employed; also, for any serious investor who is interested in having more then 4 properties. LENDERS/BANKS HAVE TIGHTENED UP THEIR POLICIES AND WILL NOT LEND YOU MONEY - and, ALL "stated" programs are gone now too!!!! He is home rich, but cash poor! He cannot get his money out of that home in order to reinvest it - and, it is completely paid off! What good does that do him now?
Timing is key: If you are serious about cashing in during this manufactured "mortgage crisis meltdown" then, NOW is the time to switch gears and think about how you can be the "lender / bank" instead of the "borrower"! This is the EASY way to make big bucks using the same dollars!! The person who has the money will "rule"! That is why we are offering a FREE consultation for anyone wishing to make up to 23% on their investment dollars - the EASY way!! We will show you how to get huge returns on your money that is safe and secured by real estate by "BEING THE BANK"! You can use cash or a self-directed IRA etc.
Here is what I had advised "STEVE" to do, and this is why I am contacting you today: We will help YOU avoid this problem all together! "STEVE" now wishes he would have listened too!
We have deals that are in the range of $25k; $40k and upward from our rehab investors - who are just like YOU. Guess what they are looking for? Of course you know - MONEY - HONEY - To do their deals. That's where YOU come in!
As I was saying: STEVE could have done three SHORT-TERM (six-month) NOTES using less then the amount of money that he needed to purchase and rehab only ONE of his own investment properties. For example - three deals: $40K + $40K + $25K....that comes to $105 Right? Yes! And, he still would have had $20,000.00 cash left over, but that's not the point. He would have made $24,150 in six months time - that's $4,025 a month with the possibility of making a total of $195,000.00 grand total! (unfortunately, he's currently only making $2,725 a month now) That's another reason why these three little deals above would have been a more logical choice in the long run. This scenario would prevent you from getting stuck with just one deal! "Being the Bank" is where it's at folks! We have been preaching this ALL year now, and you cannot afford to make the same mistake that STEVE made!
Also, you should never want to tie up all your money into one deal. Some people think that you need a lot of money to "BE THE BANK," but, that's simply not true!
Let us show you how: www.privatefinancialclub.com
Just call us anytime and we will do a FREE consultation to teach you how to "BE THE BANK" and save yourself the aggravation of tying up ALL your funds into your deals and then NOT being able to get the cash out! Just ask yourself this question: How much time, money and effort, from start to finish, did "STEVE" invest into his project? "BEING THE BANK" is simple and easy! No sweat, no rehab work and no aggravation....just reap the benefits of someone else doing All THE WORK.
(Find out how to: BE THE BANK!)
Call us to get more info and to schedule your personal consultation at: 847-845-4723
All questions welcome!
Register here for our upcoming private, club events that will be starting back up in January.
Yvonne Jones, CEO
Private Financial Club, Inc.
PS: Call ASAP to find out more about our $25; and $40K deals that could make you BIG BUCKS!!
YOU can be either at the "HEAD OF THE LINE" passing out the money, or at the back of the line begging for money - it's your choice!
Become a "Financier" and MAKE BIG BUCKS!!!!
Become an "Account Executive" and make huge residual income!