| Carrier Name | Church Mutualhttp://www.manninsurance.net/church_program.html | Zurich | ||||
| Coverage | Limit | Premium | Notes | Limit | Premium | Notes |
| Property | 13,073,000 | $14,755 | 13,073,000 | $18,439 | ||
| Liability | $1M/$3M | $300K Prop dam legal lia | $1M/$3M | $1,709 | ||
| Auto | $1,463 | $1,273 | ||||
| WC | ?$2,796? | unsure what current prem is | $2,796 | |||
| Abuse | $300,000 | included | 1,000,000 | $732 | ||
| Umbrella | N/A | $1,000,000 | $450 | |||
| Total | $19,014 | $25,399 | ||||
| $24,586 | Final Quote after UWconsideration | |||||
| Pkg Built in Coverage Property | ||||||
| Accounts Receivable | $25,000 | |||||
| Antennae and Satellites | $1,000 | $1,000 deductible | ||||
| Money & Securities | $25,000 | 100 deduct, X2 Holidays | $50,000/$25,000 | $50K in / $25K out | ||
| Blanket Bond | $25,000 | |||||
| Identity Theft | $15,000 | Case Mgt 12 months | ||||
| Fine Arts | $30,000 | 250 decuctible | $30,000 | $1,000 deductible | ||
| Newly Constructed Bldg | $1,500,000 | up to 180 days | $500,000 | $1,000 ded - up to 180 days | ||
| Newly acquired Bldg | $1,500,000 | up to 180 days | $500,000 | $1,000 ded - up to 180 days | ||
| Pers. Prop at Newly Acq Locas | $250,000 | $1,000 ded - up to 180 days | ||||
| Personal Property Others | $10,000 | |||||
| Bus Pers Prop Clergy | $25,000 | |||||
| Tools & equipment | $5,000 | $5,000 | $1,000 deductible | |||
| Valuable Pap & comp records | $15,000 | $25,000 | ||||
| Prop temp off premises | $25,000 | up to 180 days | $25,000 | $1,000 deductible | ||
| Outdoor tress & plants | $10,000 | up to $1,000 per item | $10,000 | $1,000/per item and $1,000 ded | ||
| Outdoor structures | $10,000 | |||||
| Dwellings for related structures | 10% of policy limit | |||||
| Property in dwelling | 5% of policy limit | |||||
| Loss of dwelling rental value | 5% of policy limit | |||||
| Additional living expenses | 10% of policy limit | |||||
| Debris removal | 25%limit pluse $15,000 | $10,000 | each location | |||
| Prop moved off premises | for up to 30 days | |||||
| Fire Dept service charges | $30,000 | $10,000 | ||||
| Recharge fire extinguishers | actual cost covered | $1,000 | ||||
| Loss of Business income | $20,000 | and extra operation exp | ALS | 12 months actual loss sustained | ||
| Lock repair if stolen keys | $1,000 | $1,000 | ||||
| Food spoilage | $2,000 | for off premise power fail | $5,000 | $1,000 deductible | ||
| Arson Reward | $10,000 | |||||
| Pollution Clean up | $10,000 | $10,000 | $1,000 ded | |||
| Demolition undamaged building | $100,000 | |||||
| Employee Dishonesty | $10,000 | |||||
| Back up of Sewers/Drains | $25,000 | per loca - $1,000 ded | ||||
| Building Ordinance or Law | $50,000 | |||||
| Full Glass Breakage | included | $1,000 ded | ||||
| Theft of Personal Prop | included | $1,000 ded | ||||
| Equipment Breakdown | included | $1,000 ded | ||||
| Forgery or Alteration | $10,000 | |||||
| Free Standing Fences/Walls | $2,500 | $1000 ded | ||||
| Inventory/Appraisal | $5,000 | |||||
| Money Orders/Counterfeit Currency | $5,000 | |||||
| Off Prem Power/Water Failure | $10,000 | $1,000 ded | ||||
| Personal Property - EE's | $2,500 | $1,000 ded | ||||
| Signs | $5,000 | $1,000 ded | ||||
| Personal Property in Transit | $2,500 | $1,000 ded | ||||
| Peak Season Pers Prop Incr | 50% of limit | |||||
| Built in coverage Liability | ||||||
| Medical expenses | $10,000 | Per person per occurrence | $10,000 | |||
| Loss of life | $10,000 | Per person $20K per acc. | ||||
| Sexual Abuse | $300,000 | per claim and aggregate | $1,000,000 | $1,000 deductible | ||
| Hired & nonowned auto | $1M/$3M | $1,000,000 | ||||
| Rented vehicle | $100,000 | $250 deductible | $1,000,000 | hired/non-owned | ||
| Damage to property of others | $500 | |||||
| Legal Defense | $5K/$15K | unlimited | not incl in pol limit | |||
| Catastrophic Violence | $50K/$300K | $300K limit for policy term | ||||
| Professional Liability | $1M/$3M | Counseling Prof Liab | $1M/$3M | Counseling Prof Liab | ||
| D&O | $1M | $1,000 retention w retro date | $1M/$3M | D & O Liab | ||
| Affiliated entity dispute | $25K/$50K | add on to D&O | ||||
| http://www.manninsurance.net/church_program.html | ||||||
Rainer
11,850
11,850
Mann Consulting
We Can Get It for Less!!!
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