Joel Davey - Senior Mortgage Consultant - EquiHome Mortgage Corporation

EquiHome Mortgage Corp:                                            

To give you some information about our company, we are:

• Licensed Mortgage Bankers/Direct Lenders - We originate and fund our own loans.
• Streamlined Operation - On Location Processing and Underwriting.
• Experienced - Our team has over 75 years experience in the mortgage industry, handling both Purchase and Refinance transactions.

As a Senior Mortgage Consultant for EquiHome Mortgage Corp. I have a established myself as one of the most respected Mortgage Consultants within my community. I am committed to giving the highest level of quality service to both my referral sources and my clients. My goal with every client that I meet, is to make them a client for life. If you are looking for an experienced Mortgage professional to assist you with obtaining the mortgage financing you need, whether it be regarding a new home purchase or a refinance on an existing property, I am the mortgage professional for you! You can contact me anytime at the above listed Cell Phone Number (215) 828-9189. I look forward to speaking with you soon!

Areas of Expertise:

We have over 200 mortgage programs available to our clients in both the Prime and Non-Prime markets, which gives us the distinct advantage of matching them with the mortgage program that is going to best meet their mortgage financing needs.    

Our programs consist of:

Conventional:

• 100% Financing with up to a 6% seller assist with a minimum FICO Score of 575
• First Time Home Buyer programs with reduced Private Mortgage Insurance (PMI) 

FHA:

• 100% Financing with up to a 6% seller assist with a minimum FICO Score of 575
• 100% of money from borrower put toward purchase transaction can be from a gift
• First Time Home Buyer programs with reduced Private Mortgage Insurance (PMI) 
• No Credit? Alternative tradelines can be used (ie. utilities with good payment history)

VA:

• 100% Financing
• All cost associated with the closing of the loan can be paid by seller
• No Private Mortgage Insurance (PMI) required

Other Programs:

• Investment Properties
• Second Homes
• Vacation Homes
• Commercial Loans - specifically "cross collateralization loans"