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Services for Real Estate Pros with Full Service Insurance Agency

      Being a resident of New Jersey usually meant you are paying some of the most expensive personal insurance rates in the nation.   Over the past three years insurance companies and state representatives have finally come together to work on solutions to rectify this problem, which has thankfully resulted in an increase in competition and lower insurance rates.  With an increase in competition, companies have become creative to find their niche markets and to soak up as much market share as possible. Now a few companies, have taken it even further and created discounted package policies that result in some of the lowest priced insurance offered by an A rated company. 

Do not sacrifice Coverage....Unfortunately some companies may look competitive on the top layer, getting away with offering bare bones coverage, 1/10 the NJ standard!!  It is extremely important, especially in this economy to protect yourself and your assets from falling into a vulnerable position.   Certain companies however, have created a package product that enables their clients to bundle their auto with their home insurance, and include a variety of other supplemental products into the same policy, same policy number.  This may also include but not limited to their personal umbrella policy (excess liability), boat, scheduled jewelry or fine arts, R.V and vacation homes.  The total savings could equate to 24% off the auto segment, and 17% off of each property location. 

What is the first step?.... The first step is to gather copies of your existing policy "declarations pages."  These pages are usually the first 2-3 pages of the policy booklet outlining your individual coverage's, effective dates and listed members on the policy.  Once you have that paperwork you want to set up an appointment to review your individual needs to make sure you are adequately insured.  Once policies are reviewed, all companies are quoted and it usually within one day you will be provided great news.  The process is effortless, and the results are usually very favorable leading into the same if not better coverage, at a highly discounted rate!!   

Why an independent insurance agent??....There is much value in building a relationship with an agent.  Personalized, custom tailored service, and a vast selection of companies to offer is just the beginning.  Insurance agency's appreciate the business relationships and look forward to being your one stop shop for all personal & commercial insurance.  We for example, represent a total of 15 companies, enabling us to continuously shop your insurance for you, while making sure you are always fully protected.  You usually will never see any agency fees, and are provided the same level of service on each & every renewal as well.  Having a personalized team in your corner leads to the best form of protection and always provides the best in product, service and pricing!! 



Robert Wilkens Insurance Agency

Full service insurance agency representing over 11 "A rated" insurance companies specializing in home/auto/small business insurance.

Comments (7)

Tracy Hunter
Virtual Real Estate & Marketing Assistant - Pearl River, NY

I have friends in NJ who have agreed with this and said that NJ home owner rates and auto rates are lower than they have been in decades. Thanks for the heads up.

Feb 03, 2009 12:14 AM
Craig Andriulli
Bond Street Mortgage NMLS #191351 - Paramus, NJ
Vice President NMLS #212830

Thanks for the explanation John.  Your service speaks for itself.


Feb 03, 2009 03:19 PM
James Wexler
wexzilla.com - Scottsdale, AZ

thanks for the great explanation , tips and ideas to share with customers and propsecitve clients - great post john

Feb 25, 2009 01:39 AM
John Wilkens
Full Service Insurance Agency - Bogota, NJ

thanks James. We have been able to save customers significant amounts based on the packaging approach, and that's rare in this economy that we can actually give people good news of how to save money!

Mar 03, 2009 05:39 AM
Russel Ray, San Diego Business & Marketing Consultant & Photographer
Russel Ray - San Diego State University, CA

Hey, John - I've also found that I can get savings by staying with the same company year after year, and if I shop around and find something less expensive, my company usually meets it in order to keep me as a Client.

Jun 22, 2009 10:23 PM
Renée Donohue~Home Photography
Savvy Home Pix - Allegan, MI
Western Michigan Real Estate Photographer

I always tell the new homeowners to shop both auto and homeowner with their current provider and then give them two names to shop also.  Service is very important and sometimes you have to pay a smidge more to get personalized service!

Sep 13, 2010 01:58 AM
John Wilkens
Full Service Insurance Agency - Bogota, NJ

Hi All. Packaged rates are still terrifc opportunities right now, we are saving hundreds if not thousands for many combined policies right now. Worth looking into! Thanks

Jan 21, 2011 03:27 AM