Reading self-improvement books is a daily habit of mine. These books help fuel my dreams and keep me focused on my daily, monthly and long term goals. As I was rereading one of my favorite books today a particular passage caught my eye. The passage made me think of tentative home buyers and sellers. This particular passage read "A committed heart does not wait for conditions to be exactly right. Why? Because conditions are never exactly right. ...... He has put the vision in you - proceed." Please notice the words vision and proceed. These are big words; they say a lot and most likely if you are reading this they apply to you.
You have the vision, the dream. You have the vision of a new, bigger, smaller, fancier, closer to work, in the country, in the city, second, third, investment, on-the-lake, oceanfront or whatever home. A home you do not have now but a home you have the vision of owning. The vision is clear. The vision is in your minds eye. It is there and it will not go away. The vision is committed in your subconscious, but have you consciously committed to the vision?
Are you doing something everyday to make the vision a reality? You may answer that question by saying something like "are you kidding me"." Buy a home in today's economy?" "You're nuts!" No, I am not nuts. I understand your tentativeness as regards the real estate market however I do not agree with it. In my little corner of the world it is a great time to buy or sell a home. Values have not come down in the last two years. In fat in one area by me they were up about 7% in 2008 over 2007. Yes it does take longer to sell a home and unit sales have fallen but values have not. It may not be the same in your little corner of the world I know that. But it will not always be that way. However you are the client, you make the decisions and I only consult and advise. So what am I advising? I am advising you "COMMIT TO THE VISION"! I do not care about the circumstances I am advising "COMMIT TO THE VISION"!
If you are buying, COMMIT TO THE VISION, by checking your credit score, getting credit restoration if necessary; get your credit score as high as possible, save an extra $1.00 dollar a day towards closing costs or save an extra $5.00 a day for that down payment. Talk with your realtor about areas, schools, subdivisions, the number of bedrooms and bats you require, HOA fees, transfer fees, termite inspections, home inspections and on and on. Talk with your mortgage banker about interest rates, origination fees versus a little higher interest rate, discount points, conventional versus FHA loans, VA loans, credit score requirements and on and on and on. Select and consult with your chosen professional now. Do something everyday to COMMIT TO THE VISION.
If you are selling, COMMIT TO THE VISION, by caulking every crack in your home, repainting the room that really needs it, trimming the trees, putting a border on that peeling mirror, choose your listing realtor now, have your realtor walk your house with you now and discuss needed repairs and staging, clean the gutters, clean the closets or save $5.00 a day for moving expenses. Discuss home warranties, proper pricing, showing requirements, good buyers, bad buyers and on and on and on. Select and consult with your chosen professional now. Do something everyday to COMMIT TO THE VISION.
As the passage I mentioned earlier said "He has put the vision in you - proceed." Proceed by committing to the vision. I know you will find great reward with that commitment.
Have a great day!!
Ron
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