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REALTOR Goes To Court And Gives Judge Thumbs UP!

By
Services for Real Estate Pros with Talk 2 Midori, LLC BK645709

Recently I went to court not because I am in trouble...but someone important to me...our real estate seller!  See they live about 6 hours away..and yes the process of foreclosure has started.  Laid off..injured car (needs repairs) and could not make the trip. So what was this seller to do?

They Asked Me To Appear in Court!

Rather than no one appearing...I told them to type a letter..and if the judge will even acknowledge me..and read the seller's letter...there might be some hope to get the offer they received ..to the closing table...all we need is time..time to get the short sale processed..I know it's going to be hard work...I read the wonderful Missy Caulk..and have had REALTORS throughout the state asking me for help to get through to this lender.

I sure hope the judge will accept the letter.

When the sellers name was called I told the bailiff who I was and when I told him I was their REALTOR...I caught the smile on his face.  So I asked him do many REALTORS show up instead of the owners...his reply...yes and more than ever!  In Daytona Beach there are many out of state sellers!

Once I arrived..the judge read the letter...called the lender's attorney and I crossed my fingers...maybe just maybe the attorney didn't get the memo and missed this date and if that is the case...we have at least another 30 days to get this property sold.  As the judge called the attorney's name...I waited...I looked around...and as luck would have it.

The Attorney never showed up and we have a shot on closing this property.

I told the judge we had an offer...and in his words he said to me, "When the seller receives his next notice to appear in court...make sure and show up once again...and if the property is an official contract...I'll give you all another 90 days so that you can get it to closing!" Yes I got a little snap happy...as I left the courtroom...I did a goofy thing...because I felt good...and was happy to do what was in my heart....

I gave the judge thumbs up!  Oh well...you can dress her up but you can't take her out!

The moral of the story is if you are in the process of foreclosure...do not....ignore the documents...that means respond to the lender...so you will know your options...respond to court documents and to court appearances..and if you can't get to the court room and its a legitimate reason...call someone who can stand in for you. 

I do believe sometimes ignorance is bliss but in a foreclosure situation its a time bomb and more than likely if you ignore it...... will leave you homeless!

Midori Miller is a licensed real estate associate with CENTURY 21 Sundance Realty, Real Estate Trainer and Manager . If you are interested in a career in real estate please contact me!  All calls and inquiries are confidential.  CENTURY 21 Sundance Realty is located in Volusia County with 3 office locations to better serve the public.  Daytona Beach, Ormond Beach and Ormond by the Sea.   midorimiller@yahoo.com (386) 453-3236

Kent Simpson
Realty One Group Mountain Desert - Tucson, AZ
Real Estate Is About People

Midori, what a great, heartwarming story of David vs. Goliath with a judge who understands the human factor.  Many kudos have come your way for the action you took - here's one more, with many to follow!

I wonder if the arrogance of the lender's attorney by not showing up is indicative of the arrogance of the lender? 

Feb 06, 2009 12:03 PM
Midori Miller
Talk 2 Midori, LLC - Daytona Beach, FL
Online Marketing For Real Estate Professionals

Love seeing TLW hope you are feeling well and I am with you Friday night and I am ready for bed! :)

Russ-the lender wasn't there to be excited so it got me excited!  Not sure of the outcome if they would have shown up...seller accepted now to see if the bank will...cash deal..and a pretty good one at that! 

Kent-yes it is heart warming..and the judge was very nice even if I was a goof ball! :)  Well the lender has a reputation for being difficult to deal with...is that arrogance?  Not sure but keep your fingers crossed!

Feb 06, 2009 12:21 PM
Kathy Toth
Ann Arbor Market Center Keller Williams - Ann Arbor, MI
Ann Arbor Real Estate Experts - Kathy Toth Team

Way to go Midori!!  Good looking out for your client! I'm sure you gave that judge a little chuckle at the thumbs up, too.

Kathy

Feb 06, 2009 01:55 PM
Roland Woodworth
Blue Cord Realty - Clarksville, TN
Blue Cord Realty

Midori: It is good to hear that things are working out for your seller. Way to go..

Feb 06, 2009 03:22 PM
Christine Donovan
Donovan Blatt Realty - Costa Mesa, CA
Broker/Attorney 714-319-9751 DRE01267479 - Costa M

Nicely done.  You helped your client potentially avoid foreclosure and gave you both time to get your job done, and now have a judge who may give you more time if you need it later.

Feb 06, 2009 03:33 PM
Vickie McCartney
Maverick Realty - Owensboro, KY
Broker, Real Estate Agent Owensboro KY

Midori~ Hurray!  Way to go!  I think it is great that you were willing to go to the judge with their letter and that it helped them. Your clients are so lucky to have such a caring Realtor.  Not all are like YOU! 

Feb 06, 2009 03:46 PM
Carol Smith
Casmi Photography - Mebane, NC

Great job, Midori!  You should be on TV telling folks just how this can work for them if they are in a bind.  :)

Feb 06, 2009 05:24 PM
Ron Withers ----Retired Mortgage Professional
Kissimmee, FL

Midori,

Kudos, Kudos and more Kudos to you! You certainly made a difference for your client. Being a close friend of the Wizard of Oz I have emailed him and requested that he design and bestow upon you a "good deed doer" medal.  Furthermore that his design should incorporate the use of a pink ribbon. Atta girl!

Feb 06, 2009 09:06 PM
Fernando Herboso - Associate Broker MD, & VA
Maxus Realty Group of Samson Properties - Clarksburg, MD
301-246-0001 Serving Maryland, DC and Northern VA

I 'll give you the thumbs up too. .great  job!

Feb 06, 2009 11:13 PM
Mark Watterson
Salt Lake City, UT
Utah Real Estate

These are the best posts to read when Realtors do everything in their power to provide great customer service. 

Feb 07, 2009 01:16 AM
Regina P. Brown
MBA Broker Consultants - Carlsbad, CA
M.B.A., Broker, Instructor

Midori, here is an amazing but common story of homeowners fighting back.  I just wrote my blog this am:  http://activerain.com/blogsview/921762/Citi-using-Taxpayer-Bailout-Funds-to-deny-Loan-Mods-and-Foreclose-on-Cooperating-Homeowners

Feb 07, 2009 06:08 AM
Brenda Harmon
Century 21 Beal, Inc College Station, Texas - College Station, TX

Midori,

Be sure and let us know the outcome of the rest of the story.  Good job!

Feb 07, 2009 08:34 AM
Esko Kiuru
Bethesda, MD

Midori,

Wonderful news. Let's hope the sale closes on time. Now you know what to do in a courtroom representing your clients. Good post for all of us here to read and learn from.

Feb 07, 2009 09:33 AM
Jeff R. Geoghan
Coldwell Banker Realty - Lancaster, PA
REALTOR, Marketing Manager

Congratulations on going above and beyond the call.  I'm glad the judge was sensible and open.  Think you'll need to see him again?

Feb 07, 2009 01:03 PM
Midori Miller
Talk 2 Midori, LLC - Daytona Beach, FL
Online Marketing For Real Estate Professionals

not sure its up to the bank but we have a very good offer with a very good package..so keep your fingers crossed and I hope not to rant! :) 

Feb 07, 2009 01:06 PM
Cindy Crutcher
Lawrenceburg KY Foreclosures & Government Owned Properties - Lawrenceburg, KY
Real Estate Broker - Exit Realty Crutcher Lawrenceburg KY

Tough times call for different actions and it sounds just like what you did.  Congratulations to you!

Feb 07, 2009 02:48 PM
Gena Riede
Riede Real Estate, Lic. 01310792 - Sacramento, CA
Real Estate Broker - Sacramento CA Real Estate (916) 417-2699

Midori, very impressive. You rock, girl.  I love to hear when our profession stands up and helps the homeowner...just goes to show you that you have a heart, a conscience and true grit!

Feb 08, 2009 02:37 AM
Loan Survivor Real Estate Financing Expert
Purchases, First Time Buyers, Pre-Approvals, Refinance - Birmingham, MI

Outstanding job & client service as the numerous responses have congratulated you on:)

Now, let me ask you a bold & tough question - did you get PAID to go to court for your client?

If not, why not?

Attorneys, CPA's, doctors and many others get paid for going to court to testify.

Why would real estate agents sell themselves short on this?

The real estate community does TOO many freebies for the public.  This is why the public thinks we're all a commodity. 

How many times have you bent over backwards to service a consumer, only to have them use you and leave you with nothing?

Worse-case: charge your clients an upfront fee for this service that you will credit back to them against your commission if you successfully complete their transaction.

I do not wish to take anythig away from the kindness you showed your client in assisting them in their hour of need. 

I just hope to cause you and the other agents reading this, to think outside the box a bit.

Feb 08, 2009 03:36 AM
Craig Rutman
Helping people in transition - Cary, NC
Raleigh, Cary, Apex area Realtor

Well done! And so good of you to appear in court for your sellers! They got a good one when they hired you!

Feb 12, 2009 04:29 AM
Ken Kelly
Benchmark Mortgage - Chesterfield, VA

Great job with your client! Keep it up!

Mar 12, 2009 01:18 AM