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What did I really say?

We are newlyweds and are expecting our first child in 3 months. I was recently laid off of my job but my husband works. His annual salary is 75k and his credit score when we last checked was 726, and we recently paid all of our debt about 5 months ago, so his score should be rising soon. We are looking for a home in an established area and would like at least 3 bdrms, 3baths, and a large kitchen.

Now tell me what you as a Real Estate Agent or Realtor heard me say, and what qualifying questions would you ask me?

Carla Starkie
Aspen Home Mortgage, NMLS# 396174 - Colorado Springs, CO
Mortgage Loan Originator, NMLS #1013160

-I missed most of the stuff in the middle...
-established area, 3/3, large kitchen
-Have you talked to a lender?  Price range?
-Need to be close to hubby's work?  Where?

May 06, 2007 10:39 AM
Kat DeLong
Realty ONE Group Mountain Desert - Prescott, AZ

You're expecting your first child in 3 months. Congrat's!  You're living on one income now and have improved your credit rating by paying off bills....  and you would like a home with 3 bed/3 baths and a LARGE kitchen.

I would ask, "Have you spoken to a lender yet to see what price range you qualify for?"

May 06, 2007 10:57 AM