FHA Home Loans Miami Dade, Broward, Palm Beach 97% Financing**No Minimum Credit Score***

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Mortgage and Lending with toddmike1@mail.com

FHA Home Loans Miami Dade,  Broward, Palm Beach 97% Financing

1ST Continental Mortgage is Miami Dade, Broward, and Palm Beach Florida FHA Mortgage Specialist.  We are approved by HUD to originate FHA Mortgage loans throughout Miami Dade, Broward, and Palm Beach Florida and beyond.

Miami, Broward, Palm beach FHA Mortgage Lender 97% Financing


For Florida banks and other mortgage lenders, FHA mortgage loan financing offers the security of a government insured Mortgage. Win/Win! To learn more, just use our fast and easy quick application!


Minimal Down Payment and Closing Costs.

•·     Down payment less than 3% of Sales Price

•·     100% Financing options available

•·     No reserves or required.

•·     FHA regulated closing costs.

•·     Seller can credit up to 6% of sales price towards buyers costs.

Easier Credit Qualifying Guidelines such as:

•·     No minimum Credit score or credit score requirements.

•·     FHA will allow a home purchase 2 years after a Bankruptcy.

•·     FHA will allow a home purchase 3 years after a Foreclosure

Easier Debt Ratio & Job Requirement Guidelines such as:

•·     Higher Debt Ratio's than other home loan programs.

•·     Less than two years on the job is allowed.

•·     Self-Employed individuals o.k.


Apply for an FHA Home Loan at   www.FHAmortgagePrograms.com

Broward County first time home buyers and other Broward County borrowers, the FHA home loans can have key advantages:

Easy Qualification - The FHA loan insures lenders against loss for loans made to properly qualified FHA home loan borrowers. So you're likely to find FHA mortgage loans with terms that make it easier for you to qualify.

Minimal Down payment Requirements - FHA mortgages can work with as little as 3% down and those funds can come from a family member, charity, or your employer. Although the FHA loan does not have a zero down mortgage option yet, you will find that your 1st Continental Mortgage loan officer can point you to many Down payment assistance programs that work well with Florida FHA home loans.

Less than A-1 Credit is Okay - The Broward County Florida FHA home loan program exists to expand the pool of home buyers. Even borrowers with prior bankruptcies or mortgage lates get approved every day for FHA mortgages to buy or Refinance Broward County the other Florida Broward County places we serve. The FHA loan program uses credit quality, not credit score!

Lower Cost Over the Life of the Loan - The Broward County Florida FHA home loan rates are extraordinarily competitive. FHA's lower risk to the lender means a better rate for the borrower.

Safeguards for Borrowers Who Get Behind - The Broward County Florida FHA loan mortgages also allow the lender more options in helping borrowers who fall behind keep their homes are get current again: special forbearance, workouts, even free mortgage counseling. Further, HUD can allow the lender to take past due payments and move them to the end of the loan and in some instance will actually pay your past due payments for you. Options to save your home you'll never get from a conventional loan! In an uncertain world, this is another excellent reason for you to get an FHA mortgage.

Options for Manufactured Housing - Under certain conditions, you can even finance a Mobile Home or manufactured home using a Broward County Florida FHA mortgage loan. Call 1-800-570-0448 to get pre-approved for a Florida FHA loan for manufactured housing or just use our quick application to learn more!

FHA Loans Are Fully Assumable - When you are ready to sell your home, you can offer buyers FHA financing! All FHA loans can be assumed by qualified buyers.

These are just seven of the many good reasons to apply for an FHA mortgage. Call 1-800-570-0448 to speak with a friendly Florida FHA loan specialist now!

The FHA program has evolved since it started in 1934 and now has options for HUD insured loans that fit a variety of different borrowers and situations.

Answers to Mortgage Questions

Whether Refinancing or Buying, We
Deliver Good Answers to Great Questions!



I need a mortgage. Why should I do business with you?
What is a Home Loan?
What is a Mortgage?
What is Refinancing?
What is FHA?
What is HUD?
What is Sub Prime?
What is a Lender? Do I need a Lender?
What is a Broker? Should I use a Mortgage Broker?
What is a Mortgage Originator?
What is a Mortgage Loan Processor?
What is a Mortgage Underwriter?
What is a Pre-Approval Letter?
What is a Mortgage Commitment?
What do I need to apply for a mortgage?
What is the difference between a fixed and adjustable rate mortgage?
Can I buy a house using a FHA Loan?
How much mortgage do I qualify for using an FHA Loan?
Does the FHA loan impact how much house I can qualify to buy?
How do I qualify for a home mortgage using the FHA program?
What is the difference between a regular mortgage and a FHA Loan?
Do you have to improve your credit score to get a better rate with FHA?
What is the importance of credit when you apply for an FHA Loan?
I heard the FHA loan is only for 1st time buyers, is that true?
My mortgage company says I should not consider the FHA program. Why should I listen to you and not them?
I want to improve my mortgage term. Can I refinance my FHA loan now?
How soon can I refinance to a new home loan?
How often can I refinance my home?
How can I refinance my home when I have credit problems?
Where can I refinance my home if I'm late on my mortgage?

 

 

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 Now Miami Dade, Broward, and Palm Beach home buyers can take advantage of the fact that Miami Dade, Broward, and Palm Beach FHA loans are available for them to purchase a new home anywhere in the state as well as refinance their existing home.

Miami Dade, Broward, and Palm Beach FHA Loan FHA Loans, Miami Dade, Broward, and Palm Beach  FHA Mortgages Miami Dade, Broward, and Palm Beach FHA Mortgage Lender offers LOW RATES

Did you know, the FHA home loan provides more security to homeowners than ANY other mortgage program today? In cases of financial difficulty, you have a higher probability of NOT losing your home if you have an FHA home loan Vs. having a conventional or Sub-Prime mortgage loan. Plus, all FHA home loans are FULLY assumable, adding one more layer of protection for you and your family!

We Provide FHA Home Loans in Miami Dade, Broward, and Palm Beach Fill out a quick Mortgage application and an FHA Mortgage rep will contact you Quck Mortgage Application

California FHA home loans are easy to qualify for; the program was created to help to increase homeownership in the United States. FHA program makes buying a home easier and less expensive than other types of real estate mortgage Programs. Some examples of Advantages that FHA offers are as follows

Minimal Down Payment and Closing Costs.

  • Down payment less than 3% of Sales Price  and 100% Financing options available
  • Gift for down payment and closing costs are allowed up to 6% of Sales price.
  • No reserves or savings required.

Easy  Credit Qualifying Guidelines

  • No minimum FICO score or credit score requirements.
  • FHA will allow a home purchase 2 years after a Bankruptcy.
  • FHA will allow a home purchase 3 years after a Foreclosure

 

 



 

Using the FHA home loan to purchase a home is really no different that a conventional loan. There are some additional documentation requirements, but these are actually blown out of proportion to discourage the loss of business by those Lenders who can't actually originate the FHA program and want to push you into a conventional mortgage loan program or Sub-Prime bad credit mortgage.

Refinancing an existing FHA Mortgage is actually called a streamline refinance. However, streamline only applies to properties in which you are refinancing your home for rate and term improvement only. If taking cash out, our refinancing with an FHA home loan you will have to go through traditional qualifying processes.

Amazingly enough, you can finance mobile home and land with the FHA home loan program. In some instances, you can get up to 97% loan-to-value and much, much, much lower rates than you will get through any other loan program available today!

The reverse mortgage program is designed for Seniors who are wanting either to cash-out their equity in their home, or create a monthly income stream to supplement their income. In both cases, you make NO monthly payments and it's back by the Federal Government!

The FHA 203K Mortgage program is perfect for that "Fixer Upper" house you want to buy. The one that's perfect for you, in the perfect location, but just needs some renovation!

For those can't qualify for the traditional FHA underwriting standards, 1st Continental Mortgage offers our Exclusive FHA Credit Flex program. This program was developed to help qualified applicants in qualified communities to buy today. If your credit has been recently beat up, this FHA home loan program could be the perfect alternative to those high risk, high default rate sub prime loans.

  

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