For the past 2 years, I have been representing a small employer in the Rochester metro area who provides zero interest home purchase loans to his employees. The rationale behind his generosity is to help stabilize the employee/family lives with home ownership and equity buildup. As you might realize, these new homeowners would never have qualified with traditional lenders due to their lower income situations. This win-win approach has resulted in 4 home purchases in the last 2 years, with a 5th soon to be transacted! All the stakeholders in this arrangement have been extremely pleased with their outcome. It has been a gratifying experience for me as a Realtor to work with these people and see how home ownership has improved their lives. My hat is off to this employer and his employees for working together towards a successful future!
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