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Broward County FL Home Loans 97% Financing , Broward FL Home Loans

By Billy Myers

Mortgage and Lending with 1st Continental Mortgage

February 14, 2009 09:43 PM

Broward County FL Home Loans 97% Financing , Broward County home loan, Broward Florida Home Loan serving, Parkland, Coconut Creek, Deerfield Beach, Coral Springs,Margate, Pompano Beach, Lighthouse Point, Hillsboro Beach, Tamarac, North Lauderdale, Lauderdale-by-the-Sea, Sea Ranch Lakes, Oakland Park, Wilton Manors, Lazy Lake,

Broward Mortgage, Broward Mortgage Lender 97% Financing

Minimal Down Payment and Closing Costs.

•· Down payment less than 3% of Sales Price

•· 100% Financing options available

•· No reserves or required.

•· FHA regulated closing costs.

•· Seller can credit up to 6% of sales price towards buyers costs.

Easier Credit Qualifying Guidelines such as:

•· No minimum FICO score or credit score requirements.

•· FHA will allow a home purchase 2 years after a Bankruptcy.

•· FHA will allow a home purchase 3 years after a Foreclosure.

Easier Debt Ratio & Job Requirement Guidelines such as:

•· Higher Debt Ratio's than other home loan programs.

•· Less than two years on the job is allowed.

•· Self-Employed individuals o.k.

Apply for an FHA loan at www.FHAmortgagePrograms.com

Broward Florida Home Loan serving, Parkland, Coconut Creek, Deerfield Beach, Coral Springs,Margate, Pompano Beach, Lighthouse Point, Hillsboro Beach, Tamarac, North Lauderdale, Lauderdale-by-the-Sea, Sea Ranch Lakes, Oakland Park, Wilton Manors, Lazy Lake,

Not two generations ago, it was difficult for Broward home buyers in Florida to get a Broward mortgage from their local financial institution without a 20% Downpayment. Few people could manage the savings required and many otherwise qualified Broward buyers didn't get approved for the Mortgage to buy a home in Broward County, FL because they did not have the minimum Down payment to qualify for a Broward Mortgage.

Although recent problems in the subprime market have made lenders more careful about how they extend credit, it's still very possible to get a Broward Mortgage with little or no money down. To learn more about our Broward county Florida home buyer programs, just give us a call at 1-800-570-0448 or use our quick application to inquire today!

106% Financing For Broward Florida Home buyers - Closing costs in Broward Florida vary but typically run from 4-6 percent of the value of the transaction. Using a 106% Broward mortgage is an excellent way to create a truly no money down home Broward mortgage. Call 1-800-570-0448 to get pre-approved for this no money down program today! Quick Application!

105% Financing For Broward Florida Home buyers - Right now sellers of homes are a little more flexible in dealing with prospective Broward Florida home buyers because of the slower Broward Florida housing market. That means 105% financing is often enough to produce a true no money down real estate transaction for the Broward Florida real estate buyer, especially if your Realtor® can negotiate some help from the selling side. To learn more about our 105% mortgage programs, call 1-800-570-0448 or apply securely online for a no money down Broward Florida mortgage. Quick Application!

103% Financing for Broward Florida Home buyers - Having an experienced Broward Mortgage Lender working with you and your Realtor® in structuring your offer to purchase is one way that many Broward Florida home buyers get to the closing table with 103% financing. Our loan officers are standing by to answer any questions you might have about our mortgage programs for home buyers at 1-800-570-0448. Call now for a quote on 103% financing or any our other Florida lending no money down Broward mortgage programs! We can get you a loan whether you're financing a modular home in Broward County or a single family block home in Broward County FL. We will make a fixed rate no money down home loan easy! Quick Application!

100% Financing For Broward Florida Home Buyers - Interest rates are at historic lows and an oversupply of well built homes with high days on market! Broward Florida home buyers should not let the lack of funds for a Downpayment make them miss what looks to be one of the best buying opportunities in Broward Florida residential real estate in many years. A 1st Continental Broward mortgage representative will be happy to discuss how you can buy your Broward Florida home with 100% finance lending. Call 1-800-570-0448, or inquire using our contact form for a no obligation quote on 100% financing from our best Florida lenders. Quick Application!

80/20 Financing For Broward Florida Home buyers - Although private mortgage insurance is now deductible in many cases, many of our Broward mortgage clients want to avoid PMI but still get 100% financing. We have structured many combo loans with an 80% first Broward mortgage and a 20% Broward Mortgage or home equity line of credit to avoid PMI and still achieve a purchase money Broward mortgage with no Downpayment requirements. Call 1-800-570-0448 or use our contact form for a quote on an 80/20 no money down combo Broward mortgage to buy your Broward Florida dream home. Quick Application!

97% Financing For Broward Florida Home buyers - A few years ago a seller's agent faced multiple offers and could pit Florida home buyers against each other in a bidding war before accepting the highest and best offer. Now home buyers can drive through subdivisions in most Broward Florida metros and find plenty of for sale signs. Motivated seller's agents are receptive and often willing to kick in 3 to 9% toward buyer's closing costs and Down payment without a corresponding increase in the offered price. In this way, even 97% financing can become the way to buy a Broward Florida home with very little money out of pocket. Call 1st Continental Mortgage right now at 1-800-570-0448 for full details on our 97% Broward mortgage loans. Quick Application!

Broward Mortgage with No Money Down for Broward, FL Home Buyers

For sure, it is much easier today to be a Broward, FL home buyer than it was a generation ago. Even if you don't have substantial savings or perfect credit, 1st Continental Mortgage works with many Broward, FL lenders still willing to make loans to borrowers with limited cash for Downpayment

In fact, today in Broward Florida 7 out of 10 first time home buyers make a Downpayment of 10% or less. A good many Broward homebuyers get a mortgage with no money down at all.

Because most people who sell an existing home have some equity which can be applied to making the Down payment on the new home, no down payment financing is most attractive to Broward first time home buyers. However, these loans are an option for all home buyers whether they have equity from a prior sale or not.

Don't be persuaded that your lack of a Down payment means you can't become a Broward County homeowner. Call 1-800-570-0448 or use our quick application to find out how simple it is to take advantage of 1st Continental Mortgage's excellent no money down mortgage programs in Broward County, FL.

With 10 plus years of helping Broward home buyers and first time home buyers become homeowners, the skilled and experienced Broward mortgage professionals of 1st Continental Mortgage can help you own a Broward FL home using these excellent no money down Broward Mortgage programs:

Superior Broward Mortgage Solutions

Here is what three of our Broward Florida home lending clients had to say about the Mortgage financing they received from us.

"As Broward first time Home Buyers, we were not sure what to expect from a Broward mortgage company. Tom and 1st Continental Mortgage made applying and getting pre-approved for our FHA loan simple. Tom was very thorough in explaining our loan options and staying in touch with us from start to finish. We're happy to recommend him to anyone needing a Broward home loan."

Janice - Broward, Florida

"I needed to Refinance my Broward mortgage right away to stop Foreclosure. Tom at 1st Continental Mortgage provided excellent service and extremely fast turnaround for my Broward refinance. Tom saved my home and I simply can't thank him enough!"

David - Broward, Florida

"Our bank wouldn't finance the manufactured home we wanted, but Tom at 1st Continental mortgage matched us with a very affordable FHA loan. It was nice dealing with a Broward mortgage lender that actually made getting the loan a pleasant experience. Thank you Tom! We had almost given up on buying that country home!"

Dianna & Michael - Broward, Florida

Give us a call 1-800-570-0448 or use our quick application to find out more about the many Broward mortgage programs we can make available.

A Broward Mortgage Lender With Access
To The Best Broward Mortgage Financing

Many people go directly to their local bank when it's time to get a Broward mortgage. They don't think too much about it: a Broward mortgage is a mortgage, right? In fact, the fees charged, skill, and relevant experience of Broward loan officers differs dramatically.

But, equally important, heading right for the local bank or credit union could be a costly mistake! Why? The fact is, it may limit you to only the loans offered by them.

As a Broward Mortgage Lender, 1st Continental Mortgage can readily act as mortgage broker and match you with the best Broward mortgage financing programs from hundreds of lenders. We are an independent Broward mortgage lender and beyond our own offerings, we can shop the pick of many Florida lenders for the best rates and terms for your Broward mortgage financing in Broward, Florida or any of the other Broward areas we provide mortgage loans for. Further, unlike the local bank or credit union, we don't close up shop at 4:30. We have the dedication to personal client service that many big banks proclaim but fail to deliver.

We are a Broward Mortgage Business with a Serious Commitment to Customer Service!

Every Broward mortgage lender's website promises that they provide outstanding customer service, but few of them ever bother to tell you specifically what that promise means.

Many Broward First Time Home Buyers Are Eligible For No Money Down Broward Mortgage loans

You may be pleasantly surprised how much money the same amount you are spending on rent every month can buy if you apply it toward a low fixed rate Broward mortgage. Why not take a step toward building equity for yourself and your family? Call 1st Continental Mortgage today at 1-800-570-0448 or use our secure online Broward mortgage quick application to get no money down Broward mortgage for a first time home buyer in Broward County or any of the other Broward placeswe serve.

Quick and Easy No Money Down Programs for Broward Florida First Time Home Buyers

Some Florida first time home buyers hesitate because they think that the no money down loan process is too complicated or time consuming.

Not so.

1st Continental Mortgage pros have been making getting loan approvals for Broward Florida first time home buyers easy, stress-free, and straightforward for over ten years now. We can help you get the keys to a Broward Florida home that you own. Call 1-800-570-0448 and ask about our special no money down first time Broward home buyer mortgage programs.

Our no money down programs for Broward Florida home buyers include all of the following:

Low fixed rate Broward mortgage with terms of 40,30,20,15, and 10 years;
First time home buyer programs for Florida Jumbo and Super Jumbo Mortgages for the purchase of luxury homes;
No money down Broward mortgage first time home buyer programs that allow for contributions from the seller and use of gift programs to pay closing costs and prepaids;
Broward no money down programs with Interest Only periods of 1, 3, 5, and ten years;
Both conventional and FHA home loan programs designed specifically for first time home buyers with less than perfect credit who want a low cost alternative to a sub prime mortgage;
Excellent Broward programs for first time buyers seeking to purchase mobiles, modular or trailer homes with land.

Don't miss one of the best times to buy a home in Broward Florida because you don't have a Down payment The call and consultation are free and without obligation. Call First Continental Mortgage at 1-800-570-0448 to learn more about buying your first Broward Florida home with no money down.

Answers to Mortgage Questions

Whether Refinancing or Buying, We
Deliver Good Answers to Great Questions!

I need a mortgage. Why should I do business with you?
What is a Home Loan?
What is a Mortgage?
What is Refinancing?
What is FHA?
What is HUD?
What is Sub Prime?
What is a Lender? Do I need a Lender?
What is a Broker? Should I use a Mortgage Broker?
What is a Mortgage Originator?
What is a Mortgage Loan Processor?
What is a Mortgage Underwriter?
What is a Pre-Approval Letter?
What is a Mortgage Commitment?
What do I need to apply for a mortgage?
What is the difference between a fixed and adjustable rate mortgage?
Can I buy a house using a FHA Loan?
How much mortgage do I qualify for using an FHA Loan?
Does the FHA loan impact how much house I can qualify to buy?
How do I qualify for a home mortgage using the FHA program?
What is the difference between a regular mortgage and a FHA Loan?
Do you have to improve your credit score to get a better rate with FHA?
What is the importance of credit when you apply for an FHA Loan?
I heard the FHA loan is only for 1st time buyers, is that true?
My mortgage company says I should not consider the FHA program. Why should I listen to you and not them?
I want to improve my mortgage term. Can I refinance my FHA loan now?
How soon can I refinance to a new home loan?
How often can I refinance my home?
How can I refinance my home when I have credit problems?
Where can I refinance my home if I'm late on my mortgage?