I learned some valuable lessons when I was in the Army. One of them was: 'CYA'. I didn't think much of it at the time. My thoughts were, just do what you're told and you won't have any problems.
Well, there are times when it's not enough to do what you're told. A notary signing agent can do everything they're supposed to do, and they can still be blamed if something went wrong with the closing. So I always keep in mind that lesson I learned: 'CYA'.
I had a closing on Saturday evening in Canon City, Colorado -- 50 miles away. It was scheduled for 7 p.m. I didn't make it back to Colorado Springs until after 10 p.m. There was no point in dropping the loan documents in a drop box. FedEx would not be picking up any packages that late -- nor on Sunday. And Monday is a holiday -- President's Day.
In situations like this, I always take the loan documents to a staffed location, which is what I did yesterday.
This way I am able to put them in someone's hands. And I can get a receipt.
I tracked the package this morning, and it is in the system:
The title company should receive it on Tuesday, if everything goes according to schedule. I've done all that I can do. If the package doesn't arrive, they can't blame the notary signing agent.
'CYA'
Good luck.
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