Recently graduate college, technical school or will be graduating soon?
Interested in purchasing a home in St Petersburg Florida or surrounding areas?
Did you know that if you are working in the same field as your education that a mortgage lender will not require work history to approve your mortgage financing?
College graduates can qualify to purchase a home if they have employment in their education's field, credit above 580, no lates in the last 12 months on their payment history and a small down payment. If you need help with the down payment and closing costs, gift money from family, employer, church, or close friends is acceptable.
Also, many first time home buyers are eligible for down payment assistance that is available in the City of St Petersburg, Pinellas and Hillsborough County. More information can be found at the Down Payment Assistance page.
If you fit the above criteria you can find out how much you can afford by completing an application here. Online Mortgage Application
When determining your qualifications your credit will need to be pulled and you will need to complete application. Once completed we will provide figures on what purchase price you can afford with a pre-approval letter which will allow you to work with a real estate agent to find your very first home.