Below is a list of key elements of the plan outlined Wednesday by President Obama that aims to aid as many as 9 million households in fending off foreclosures: Allows 4 million–5 million homeowners to refinance via government-sponsored mortgage giants Fannie Mae and Freddie Mac. Establishes $75 billion fund to reduce homeowners' monthly payments. Develops uniform rules for loan modifications across the mortgage industry. Bolsters Fannie and Freddie by buying more of their shares. Allows Fannie and Freddie to hold $900 billion in mortgage-backed securities — a $50 billion increase. Please go to www.johntuggle.edicypages.com for additoinal details and resources for other questions.