De-Mystifying Your Home-Buying Process Step-by-Step!
1) Needs Analysis: You’ll fill out a Home Preference Profile to help me understand both your wants and your needs, and to help you get a clearer picture of the perfect home for you.
2) Pre-Approval: You’ll then get pre-approved by a recommended loan officer who will use your credit and qualification status.
3) Target Neighborhood Information: I'll create a broad neighborhood search profile matching your desired area and price-range using my Your Castle tools.
4) Home Search: I’ll run a search according to your criteria, and you will select the available homes of your interest and we will set up a time to take a tour to see them. Before we go on tour, we’ll have to sign the Buyer-Agency contract to make our agency-relationship explicit.
5) Make an Offer: I’ll run comps on the home(s) that you like and are ready to write an offer on to get an idea of what the neighborhood is selling for. I will write the offer contract for you, and advise you on the terms and numbers for the offer. You’ll sign the offer, and I’ll present it to the listing agent.
6) Negotiation: If they submit a counter-proposal, I’ll present it to you and advise you on what I think, and you can either accept it or make a counter-proposal.
7) Under Contract: I’ll guide you through all the dates & deadlines of the contract (title, inspection, appraisal, survey, loan conditions deadline, etc.) and recommend trusted vendors like an inspector, sewer scoper, etc., and make sure things run as smoothly as possible!
8) Pre-Closing: We’ll be in touch with the loan officer and make sure everything is approved for the loan, and all documents are prepared and any monies are ready for closing.
9) Closing: Congrats! Sign the papers and move into your new home!!!
Your Castle Tools – the Denver Market Trends Experts
1. Your Castle Market Trends Analysis: With Your Castle’s exclusive voluminous real estate trends research and analysis, I can show you detailed trends all over the metro area for homes, condos, income properties, fix & flips, and detailed neighborhood trends from houses under $100K to Luxury neighborhoods above $500K, all updated for the 3rd Quarter of 2008!
2. Your Castle Hotsheet: An Excel sheet that has every house and condo on the market and compares information on each property concerning several criteria such as comparable market values, schools and school rankings, fix-and-flip activity, foreclosure intensity, price-change percentage, distance to light-rail stations, and description of property.
3. Your Castle Price Change Map: Our exclusive Price Change Maps (for homes and condos) which shows by neighborhood average sold price, percentage of foreclosures, neighborhood price change, and days on market.
4. Your Castle In-house Comp Program: Our Your Castle in-house comp program will show you the comparable sold properties near the house of your interest using square footage, date, and location.
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