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Need a Mortgage? Get pre-approved

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Mortgage and Lending

Need a Mortgage? Get pre-approved.

Probably the best advantage you can give yourself as a buyer. Learn the benefits of pre-approval before you make an offer.

We have a comprehensive selection.

We have the right loan for every situation. Our professionals will help you understand all the options for you to make the best decision. We have delegated "approval" authority with a multitude of lending sources to offer you a wide variety of options:

Property Types

  • The usual and the unusual

All Occupancy Types

  • Owner Occupied Residences
  • Second Homes
  • Investment 1-4 units

Adjustable Rate Mortgages

  • We have all shapes and sizes

Interest Only Payments

  • Lower payments to help you afford more home

100% Financing

  • Available with special programs

Government Loans

  • FHA 203-B, Secure, & Streamline K
  • VA
  • PERS
  • Cal FHA
  • Cal Vet

Second Mortgages

Reverse Mortgages

  • Seniors, learn how your home can pay YOU
  • Get ALL the information you need to make informed decisions about Reverse Mortgages HERE

VITEK is a local lender you can trust. For all of your financing needs, we have solutions for you! Learn more about us because you deserve the best. Get Pre-Approved HERE or call us today at (888) 415-2000.

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