Should You Even Consider Buying A Home Now?

By
Real Estate Agent with Helping people in transition 210155

Find your Raleigh are home now!

Should you even consider buying a home now?

Simply put, if you are even thinking about it the answer is.....YES!

But why? Here are three very compelling reasons....

First off, interest rates are near all time lows.
Next, home prices have declined to levels not seen in years. There are plenty of homes on the market today and sellers, if they really want to sell, are willing to negotiate.
And, finally, first-time home buyers, if they qualify, are eligible for up to an $8,000 tax credit.

Did you know that even if home prices were to decline 10% but also during that time, interest rates available for home loans were to increase by 1.00%, your monthly principal and interest payment would actually be higher? Source:1st Priority Financial

Are you ready to start your home search? Pictures of homes are nice, but you can't buy a home on the internet. Who can you trust? Who should you call?

Why not start with me, Craig Rutman ....

I know the area. I know the neighborhoods. I know where the hospitals, shopping and schools are. And, probably most importantly, I know my market.

One thing you will learn when working with me is that I will NOT sell you a house, but I WILL help you find a home.

I'll only show you what you want to see, I won't screen out any homes, nor will I steer you in any particular direction.

What I will do is give you my honest opinions of the homes we see and, when the time comes to put pen to paper, you'll know all that is possible to know about that particular home.

I can't stress enough that in North Carolina having a buyer's agent costs you nothing. If you call the number on the sign in front of a property, you're getting the seller's agent....the agent THEY hired to represent them, not you.
That seller has a team working for them. You should too.

I'd like to be that team.

To learn about me, and what you can expect when working with me, go to www.JustNCHomes.com
Please ask questions, give me a call or send me an email.
I'm here to help.

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About The Author

Craig Rutman is a North Carolina Residential Real Estate Specialist that can assist you with the purchase and/or sale of real estate in the Raleigh - Cary – Apex metro areas; or any place else in the country by connecting you with a relocation professional in your destination of choice.

To find all available homes for sale in the Triangle area of North Carolina, please visit www.justnchomes.com

Call me TODAY at 919-349-9530

Email me with your Raleigh - Cary – Apex area questions

Read my blog at AmericanTowns.com!

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Rainmaker
2,494,472
Rebecca Gaujot, Realtor®
Vision Quest Realty - Lewisburg, WV
Lewisburg WV, the go to agent for all real estate

Craig...good localism post...with good links.

Feb 27, 2009 02:55 AM #1
Ambassador
1,154,605
Craig Rutman
Helping people in transition - Cary, NC
Raleigh, Cary, Apex area Realtor

Rebecca - Thank you Rebecca! There is actually some good news out there in the housing market. It's our job to spread that word.

Feb 27, 2009 03:01 AM #2
Rainmaker
230,847
Linda Jandura
Raleigh Cary Realty - Apex, NC
Realtor, North Carolina Buyer & Seller Specialist

Craig, we know that it's a great time to be a buyer in North Carolina.  We see great homes every day, and at these interest rates, how can they go wrong.

Feb 27, 2009 04:32 AM #3
Ambassador
1,154,605
Craig Rutman
Helping people in transition - Cary, NC
Raleigh, Cary, Apex area Realtor

Linda - Ditto! If anyone's still sitting on the fence wondering if now's the time to become a home owner, the answer is simply, YES!

Feb 27, 2009 06:04 AM #4
Rainer
212,227
Carol Smith
Casmi Photography - Mebane, NC

Craig - well stated.  Now is the time.  If a consumer is in a position to make homeownership happen, then now is the time for them to take charge of the situation and get moving!

Feb 27, 2009 07:24 AM #5
Rainer
55,339
Cecily Parks
iMove Group, Knipe Realty NW, Inc. - Salem, OR

Good post, Craig. We need to help get the word out that all is not gloom and doom in the real estate world!

Feb 27, 2009 11:58 AM #6
Rainmaker
627,517
Mary Douglas
United Country Ponderosa Realty, Red Feather Lakes, Colorado - Red Feather Lakes, CO
REALTOR, Red Feather Lakes, Colorado

Hi Craig, Very compelling reasons to buy a home now. I didn't realize that fact about the 10% /1% - thank you for that very valuable tidbit!

Feb 27, 2009 01:56 PM #7
Rainer
321,367
Russel Ray, San Diego Business & Marketing Consultant & Photographer
Russel Ray - San Diego State University, CA

Any time is a good time to buy a home if one is planning on living in it and enjoying life, and perhaps raising a family. If one wants to buy and sell one's home every couple of years like it's a common stock or bond, then you're on your own; I can't help you there.

Feb 28, 2009 07:48 PM #8
Ambassador
1,154,605
Craig Rutman
Helping people in transition - Cary, NC
Raleigh, Cary, Apex area Realtor

Carol - Now is the time! Rates are low, lenders, believe it or not, are willing to lend money, and thre are great deals out there!

Cecily - You're right on the money there Cecily. It's not all doom and gloom out there.

Mary - Thank you Mary! The reasons to buy vs. rent or sit on the fence have never been better.

Russel - I'm with you on this one. buy and flip right now is not a good idea. Buy and hold or buy and live/ raise a family in a home is a great idea right now.

Mar 01, 2009 09:25 AM #9
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