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What's the first step to owning a home?

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Mortgage and Lending

 

Ask about an FHA loan!

 

Fully backed by the federal government, FHA loans generally have lower associated costs than other loans. Qualifying for an FHA loan is also easier!

Plus, changes in the past year have streamlined the FHA appraisal process, which helps get your loan closed faster!

 

  • Great for first-time home buyers
  • Forgiving of past credit issues
  • Low, down-payment requirements
  • LTVs higher than 95% available for purchases; 3% minimum borrower contribution may be met through qualified gifts or grants
  • Purchase and renovate a house with only one loan: the FHA 203(k) program
  • Cosmetic fixes previously required prior to closing now acceptable "as is"
  • May qualify even if currently in Chapter 13 or credit counseling programs
  • Only two years' discharge from Chapter 7 required

 

Call me today to learn more!  I'm ready to help, any time. 916-276-7400

Comments(1)

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Peter M . Christopher
Fairfield County Home Inspection LLC - Fairfield, CT
Residential & Commercial Inspections in
The first step should be to have the home fully inspected.
May 10, 2007 10:26 AM