As a fairly young Realtor, I am dealing with a lot of clients who I have known for years. Most of my clients I went to school with or grew up with, and who are fairly close to my age. I am finding that a lot of these first time home buyers are having a problem making it to signing a contract. They either decide on something else, think maybe they should wait, or just plain and simple get too scared to do it!!!
Buying a house is a BIG deal, & as Realtors, we are all very well aware of that. We are here to help our clients through the process, to inform them of everything that we know, and to make sure our clients are comfortable with the decision they are making.
I have a few tips for the first time home buyer that I would like to share with all of you to help aid them with the home buying process!!!
- Make a list.This list should included simple things like, 3 bedrooms, 2 baths, less than 5 years old. Neighborhood, no neighborhood. You don't want to get yourself into too much detail thinking about oak cabinets over cherry cabinets, because although you may have dreamt of this perfect kitchen, you may very well LOVE cherry cabinets in a particular home.
- Get PRE-QUALIFIED. This will not only help us narrow down your search price, BUT also having a Mortgage Rep there to inform you of everything that is involved with a mortgage will help you too. This leads into my next step.
- Become educated. Know the area that you are looking to buy in. Know everything you need to know about your potential mortgage. Know you Realtor. KNOWING whats going on will help you feel more comfortable in the process.
- GO OUT AND LOOK. A lot of people these days start their search online. This is perfectly normal and acceptable, BUT if you are going to actively look for a house, you need to go see it in person before you dismiss it. Just because I send you a house with only one picture, doesn't mean you should dismiss it. I wish all Realtors would take 12 or more pictures, but that is not the case. So go out with your Realtor and look at these houses they are sending you!
- Ask questions. That is what Realtors, Mortgage Reps, etc are here for! We are here to answer your questions, so if you are sketchy about something, ask us!
- Understand the market we are in.Yes interest rates are low, & houses in our area are selling for less than what they did a few years ago. This is not always going to be the case. The government is sending out stimulus packages & they are trying to pick our market back up, so be ready for that. Nothin is guaranteed it will stay the same as it is today!
Hope everyone finds this helpful & informative!!!
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