I have a client who had a loan on their current home of $193,000 financed three years ago. Sold their house in 7 days. Found a new home for $262,000. Loan amount $252,000. Interest rate 4.75%. Result is their monthly payment went DOWN by almost $200 per month. They have a new home and one that better fits their needs. They are beside themselves. There are tremendous opportunities out there. You just have to think creatively. McKinney, Texas is different than most of your situations. Things are not all bad.
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