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The dramatic urgency of now

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Mortgage and Lending with The mortgage help you want when you need it.

The dramatic urgency of now is one of my favorite expressions. Act now, based of the knowledge you have garnered from your past, to affect your future. Waiting until the future to act means you've left it until too late.

I have always lived my life by this guiding principle. Until, well, now. If one more talking head or bar stool politico says one more time that we need to act now my poor little head is going to explode. I do NOT respond well to being pressured.

If you don't buy this car today, someone else might. Really? I couldn't figure that out myself? I'll take my chances.          

If you won't go out with me Friday night someone else will. Oh, okay. Have fun with that. I sure feel sorry for her.

Call now and we'll double the offer but only if you call in the next ten minutes. Are you serious? I really won't get BOTH my Sham Wows for 19.95 if I call, lets say, tomorrow?

Do you see where I'm going with this? Our "leaders" pushed TARP down our collective throats because we had to act now or terrible things would happen. Guess what? We have TARP and terrible things happened anyway. Not the least of which is TARP. I'll bet it would be a lot easier to stabilize the financial sectors if we hadn't rushed into TARP and now have to fight the public outrage over that mishandled abomination. Hurry up, if we don't give the auto makers loans they will go out of business! We have to act now or millions of jobs will be lost. Uh, guess what? All indications are that they ARE going to fold, millions of jobs may be lost and all that bailout money will go up in smoke.

I don't see anything better for this affordable housing bill or the so called "cram down" bill. Are you kidding me? The major problem right now is the credit freeze. We really think that passing a bill that essentially tells anyone lending mortgage money that they may not have recourse to collect the full amount of that debt is going to make mortgages MORE available? MORE affordable? I say it will take lots of lenders out of the game and the ones who are left will increase their costs and fees to cover future losses. Well that should certainly help the housing markets. Certainly make housing more affordable.

The dramatic urgency of now needs to be put on hold for a few days. I could be completely wrong about the above but I don't see how waiting a few days, tapping a few more people for ideas and really taking the time to think things through is going to hurt. I watch 3 news programs in the morning, Morning Joe, Fox and Friends and the Squawk Box. I'd like to think those folks are smarter than me but the only thing they seem to agree on is that we are not acting fast enough. I respectfully and wholeheartedly disagree.

I feel like we, as a country, are on a first date and are being pressured to "go all the way". Do we really want to go all the way on the first date and be labled "fast"? Or do we want to be the "good girl" who values herself and waits. At least until the second date...

JL Boney, III
Coldwell Banker - Columbia, SC
Columbia, SC Real Estate

I'm going say this in all seriousness, we both know that if we truly want a ShamWow that we better get on it before time runs out.

Mar 06, 2009 09:54 AM
No Longer Active
Real Estate - Fallon, MT

So this is what happens on a night off....   Just for the record I thought you were pretty fast on our first run.

Mar 06, 2009 10:00 AM
Sandra Cummings
William Raveis Real Estate - Guilford, CT
Real Estate Agent, Guilford Connecticut

So you won't go out with me Friday night? It's already 7, so you really need to act now : )

Mar 06, 2009 10:02 AM
Beth Forbes
The mortgage help you want when you need it. - Center Valley, PA
Your 24/7 loan officer

JL- You are so right! Sardi keeps buying them like they're goin' out of style. Seriously. He has like 10 of them and you know SUPPLIES ARE LIMITED!

Dano- I'm really fast... In my little shorts!

Sandra- How about if I drunk txt you instead :)

Mar 06, 2009 10:08 AM
Sandra Cummings
William Raveis Real Estate - Guilford, CT
Real Estate Agent, Guilford Connecticut

You always say that, but never do..You're all talk Forbes

Mar 06, 2009 10:10 AM
Scott Geary
Infinity Home Mortgage Company Inc - Allentown, PA
Your Pennsylvania Mortgage Source

All that stuff about the the 1st date I can't really comment on. There is a time and a place for everything. I will comment however on the urgency of now. Now is only urgent once the steps that get us there are owned by every American with a voice. Only when everyone who has any level of EXPERTISE puts their 'buck-two-eighty' in the pot and minds meet and agree upon THE best course of action is now officially urgent. Doing for doing sake is only appropriate from teenage male perspective, when now is akin to No Oppertunity What-so-ever. Not our political leaders. Sadly, acting to quickly might just be giving us more of the same.... Well written, thought provoking post Beth!

Mar 06, 2009 10:11 AM
Jennifer Monroe
Indigo Home Team powered by Compass - Charlotte, NC
Real Estate REALTORĀ®/Broker/Designer

It appears you watch the exact same infomercials as Jason!

As you know, I'm not exactly an 'act now' kind of girl. But then when I know it's right, I don't wait for the second date either. It comes down to knowing what WE want - not what someone else wants for us.


p.s. The Sham Wows are first on my hitlist!!

Mar 06, 2009 11:51 AM
Jeff Belonger
Social Media - Infinity Home Mortgage Company, Inc - Cherry Hill, NJ
The FHA Expert - FHA Loans - FHA mortgages - USDA loans - VA Loans

Beth.... sorry that I am late to the party, but are you saying that sex is out of the question on our first date? Wait, why would you still be dating, I thought Scott was your man.  ;o)

Seriously, it's funny that you brought this up, because I just had this same conversation with someone Friday night. Telling him that I am pissed off and scared at the same time. As you stated, so many are saying that was must "act now". I can still remember Obama saying, we must get the stimulus package approved now, we can't afford to wait. Okay, so a month from now, if we don't do this, we will evaporate?  Our economy is already in the toilet. Am I missing something?  Oh, wait... you want to do a long bill, to slip some fluff into it, because there is no way every member of congress will be able to read and digest the whole bill by morning.  hhhhmmmmm  What is it Mr. President? 

Overall, to hear the President to make this statement... "we have the best economists available nationally, that say that we need to act now... or it will be a catostrophic nightmare. Okay, are these economists people that actually agree with you?  What about the ones that don't agree with, they aren't the best?  What did you promise to the ones that did agree with you?   aaaarrrrggggghhhhh

Jeff Belonger

Mar 09, 2009 03:24 AM
Ann Allen Hoover
RE/MAX Advantage South - Hoover, AL
CDPE SRES ASP e-PRO Realtor - Homes for Sale - AL

Hi Beth, it's good to hear from you.  How are you doing?

Jun 11, 2009 07:27 AM
Beth Forbes
The mortgage help you want when you need it. - Center Valley, PA
Your 24/7 loan officer

Hi Ann! Good to hear from you as well. Hope things are going well with you. And I really do like those sling monkeys. Gotta figure out if I can order them on line!

Jun 11, 2009 10:17 AM