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"Spuds" - Every Buyer Should Receive Them

By
Services for Real Estate Pros with Angel Tellez PLLC
Every Buyer should receive a Seller's Property Disclosure Statement ("SPDS"). The revised AAR Residential Resale Real Estate Purchase Contract form (the "Contract") recognizes the importance of the SPDS and provides that the Seller shall deliver the SPDS to the Buyer within five (5) days after acceptance of the Contract.  Thus, pursuant to the Contract, the Seller is required to provide a SPDS in every transaction. Sometimes a Seller will initially refuse to complete a SPDS on the basis that the Seller has never occupied the property, or perhaps has never even seen the property. However, if the Seller owns the property, the Seller should be able to answer most of the questions in the "Ownership and Property" section of the AAR SPDS.  The Seller may also be aware of assessments, litigation, or liens affecting the property. Most of the questions on the SPDS ask only for information of which the Seller is aware. However, if there are questions on the SPDS for which the Seller does not know the answers, the Seller can simply use the explanation lines to explain. The fact that certain information is unknown by the Seller, and why, can be important to the Buyer.

Despite the foregoing, some Sellers still refuse to provide a SPDS. If a listing states that a SPDS is not available, or will not be provided, the Buyer's Agent should nonetheless advise the Buyer to request the SPDS in the offer. The Seller can respond to the offer requesting a SPDS with a counter-offer that a SPDS will not be provided.

In this case, the Buyer's Agent should provide the Buyer with a blank SPDS form, which will enable the Buyer to make an informed decision regarding whether or not to waive the SPDS.  At the very least, the Buyer can use the blank SPDS as a refernce during the inspection period.

Comments(3)

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John Novak
Keller Williams Realty The Marketplace - Las Vegas, NV
Henderson, Las Vegas and Summerlin Real Estate
In Nevada, the Seller's Real Property Disclosure is required by state law. If a seller knowingly fails to disclose a defect they may be liable for triple damages plus attorney fees.
Sep 21, 2006 10:29 AM
Jonathan Dalton
Realty ONE Group - Glendale, AZ

Dead on, Angel ... I can't even count how many times I've heard or seen that the seller will not provide a SPDS if they have never occupied the property. In these cases, I always go back to the first section:

"So your seller doesn't know if they're a foreign national?"

"Or if there's a tax lien on the property?"

"Or if they've already sold the property?"

Also don't forget that an Insurance Claims history also needs to be provided. The buyer has the option to cancel the contract within five days of receipt of the SPDS or CLUE ... if they get it the day before closing, they still can cancel if they disapprove of one or the other.

Lastly, failure to provide either is Cure worthy.

Sep 21, 2006 10:50 AM
Steve Kersey
Finding Your Dream Realty - Surprise, AZ
When you need Professional Expert with Experience
Don't Forget to take the SPDS with your contract to your seller and have the Seller update SPDS at time of contract acceptance, also if you represent the buyer look to see when the SPDS were dated and ask for an update if not current. This is why the SPDS has a place for the Seller to initial and confirm current information.
Oct 08, 2006 05:59 PM