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USDA "income band" changes delayed until April 20th 2009

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Mortgage and Lending with Bank of England NMLS# 81195

I just got an email from the South Carolina USDA office stating the below - at least the delay isn't due to lack of funds, etc. and is just because HUD is taking a little longer to come out with their 2009 income limits:

 

A notice will be published in the Federal Register this week changing the effective date for the consolidated income bands from March 20 to April 20, 2009.

The reason for the change is that the USDA Rural Development receives the basis for its income limits from the Department of Housing and Urban Development (HUD) and HUD has not published their 2009 income limits as early as they usually do.

Once Rural Development receives HUD's income limits, Rural Development must make a number of adjustments. After the adjustments are made, the Information Technology staff must make changes to our automation tools, for example, our eligibility website (link below) and our Guaranteed Underwriting System (GUS). Making those changes includes testing them to make sure they work properly.

www.rurdev.usda.gov/rhs

www.rurdev.usda.gov/rhs/sfh/GSFH_Information/GSFH_Specific.htm

 

 

Shane Milne

Loan Officer

949-273-4161 phone

www.thebesthomeloans.com

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Heather the Realtor Orlando, Lake Mary
LemonTree Realty - Orlando, FL
First Time Home Buyers, Bank Owned Homes

I hear you on that one. I love USDA and it's amazing how few people know about it. A lot of properties down here dont qualify but you would be amazed at how many that do.

Mar 16, 2009 09:01 AM
Shane Milne
Bank of England - Irvine, CA
Honest Mortgage Answers

Yup, it's also a great alternative for Vet's who don't want to use their VA benefits yet.  Helping out someone who has both options available, and this is their first home, so they'd rather save their VA loan for their "final" home rather than the starter one.

Mar 16, 2009 09:07 AM
Shane Milne
Bank of England - Irvine, CA
Honest Mortgage Answers

Sue Botelo says they have http://suebotelho.activerain.com/

Apr 15, 2009 03:15 PM
Shane Milne
Bank of England - Irvine, CA
Honest Mortgage Answers

It's official, they have updated! 

http://eligibility.sc.egov.usda.gov/eligibility/welcomeAction.do

Check out Cali's: http://www.rurdev.usda.gov/rhs/sfh/GSFH_Income_Limits/CA%20GRH.pdf.  Other income limits can be found at: http://eligibility.sc.egov.usda.gov/eligibility/welcomeAction.do and on left side you'll see "Income Limits" which is a link to each state's limits in .pdf format.

Apr 20, 2009 03:05 AM