Short Sales and Loan Modifications Save or Sell your home?

SHORT SALES & LOAN MODIFICATION COUNSELING

WE CAN HELP YOU AVOID FORECLOSURE AND TOTALLY RUINING YOUR CREDIT!

Are you in a housing crisis?

Are you struggling to make your monthly mortgage payment?

Are you in an adjustable rate mortgage, but you can't refinance because of decreased value in your home?

Do you want to sell your house but owe too much?

If you want to STAY in your home, we are experts in RE-Negotiating your current loan.
If you want to SELL, we can negotiate with the bank to SELL your house for less than what you owe!

Don't just do nothing! You will be able to sleep at night!

YOU HAVE OPTIONS!!!

Housing Crisis Options:

Loan Modification

            A Loan modification is a renegotiation of terms of your existing loan.  It could involve permanent or temporary change of terms to lower your interest rate, principal balance or both.  We have experience and knowledge on getting the banks to help you.  We along with our loss mitigation partners and attorneys know how to get them to say yes and lower your existing payment!

Short Sale:

            A short sale is a reduced payoff of your existing loan or loans.  In a short sale, the mortgage company (or companies) agree to take less than what is owed to consider the loan paid in full.  If you want to sell your home and move on, this is the best option for you. 

Short Refinance:

            A short refinance is similar to a short sale in which the current mortgage company agrees to take less than what is owed as a short payoff. In a short refinance, a homeowner has already qualified for a refinance with another mortgage company but because of declined property value, the new mortgage company will only lend on the current market value, which often is not enough to pay off the current balance.  The old mortgage company benefits by not having the risk of a foreclosure, & the homeowner benefits by having a reduced principal balance & lower payment.

Contact us for a FREE consultation.  We can meet with you for free and let you know what your options are. 

Time IS of the essence so CONTACT US now!