Do I really need a home inspection?

Reblogger Eleanor Thorne
Mortgage and Lending with Equity Resources NMLS 67179 Licensed in NC

Mortgage Companies do not require a home inspection - but we definately feel they are important!  This is great information for all!

Original content by Lee & Pamela St. Peter

Why do I need to get an Inspection...

So often I hear this question!  Sometimes it's because my client is purchasing new construction, sometimes it's because they feel they are qualified to tell what the condition of the home is on their own..  But honestly people whether you are buying or selling a home, you should have a professional home inspection performed.  It's pretty cheap insurance really...

Using a home inspector (and I go so far as to say be sure they are ASHI certified) will give you the peace of mind that the electrical, mechanical, and structural elements are at least working to the extent of which they were intended (a phrase you'll hear often when discussing home inspection reports and requests for repairs). 

The home inspector WILL not report on something cosmetic like a poorly painted room, or a scratch on those beautiful hardwood floors.  But those items are easy fixes compared to some structural mishap with a chimney or support beam in the attic that shows up later.

When spending hundreds of thousands of dollars on a home why anyone would take the risk of not having an inspection done is beyond me..  Oh I've even heard that they can't afford it because they need all the money they have for the closing and down payment.  When in fact if you don't have an inspection completed you will risk considerably more than the few hundred dollars it costs to have one done. 

New construction?And what about not getting an inspection done because it's a newly constructed home?  Bad idea again and I'll give you a real life situation!  During an inspection with one of my clients (who bought a wonderful custom built home in Holly Springs) their inspector Bill Delamar filled the luxurious jetted tub.  He tested the jets and everything appeared to be working just fine.  That was until he went to let the water drain out. 

Drain out it did indeed, ALL onto the bathroom floor then making its way into the master bedroom.  For you see the builder inadvertently neglected to connect the drain! Can you imagine that happening to YOU after a hectic day?  Where they happy they had their home inspected?  YOU BET THEY WERE!

It's customary here in the Raleigh Market to make an offer, negotiate, come to terms THEN have the home inspected.  A home inspection is a contingency item in the offer.  But I'm seeing more and more buyers that are going ahead and getting an inspection first before the deal is done.  If you're not happy with what the inspector finds you're no worse off. 

So what if your selling your home?  Is it a wise decision to go ahead and have a home inspection done before putting the home on the market.  You bet it is!!  One important reason is that you can find and remedy any issues before they potentially become a deal breaker.  Nothing gives a buyer warm fuzzies like a good home inspection report!

Home inspections - don't buy or sell without one!



One Solid Rock!About the author:  Pamela is with  The St. Peter HomeSelling Team at Prudential YSU Realty in the Triangle. 

A team of passionate North Carolina Brokers dedicated to connecting their clients to success in home buying and selling in the Triangle. 

Pamela can be reached via email at or by calling (919) 645-2522.

For your real estate needs The St. Peter HomeSelling Team serves the following areas; Raleigh, Cary, Apex, Morrisville, Holly Springs, Fuquay Varina, Garner, Wake Forest


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Lee & Pamela St. Peter
Berkshire Hathaway HomeServices YSU Realty: (919) 645-2522 - Raleigh, NC
Making Connections to Success in Real Estate

Thanks Eleanor for re-blogging this info on home inspections.  Appreciate it.

Mar 20, 2009 04:10 AM #1
Terry & Bonnie Westbrook
Westbrook Realty Broker-Owner - Grand Rapids, MI
Westbrook Realty - Grand Rapids Forest Hills MI Re

We have both and sold a few homes and feel we are knowledgeable buyers and still rely on our inspector for his evaluation before we buy. It is always a good investment.

Mar 20, 2009 02:52 PM #2
Jim Fischetti
The Fischetti Group/Keller Williams - Wake Forest, NC

Good post. Thanks for sharing it!

Mar 23, 2009 08:16 AM #3
Tony and Libby Kelly
Keller Williams Realty Portland Premiere - Lake Oswego, OR

Great post!  And yes, new construction needs to be checked out too.  Your story is a perfect example.

Apr 02, 2009 06:01 AM #4
Darin Osenberg
Funky Quail Vintage - Nashville, TN

HI Eleanor,

I am confused a little bit here...Are you a mortgage lender, AND a Realtor???, or one or the other??

I enjoyed the blog, but just wanted Clarification!




Apr 15, 2009 05:32 AM #5
Tony Orefice
Wilkinson ERA/ - Concord, NC
Realtor/Harrisburg NC,Concord NC

Hi Eleanor,

you are so right about getting home inspections. They are so important to the home buying process.

Before moving to NC and becoming a Realtor, I lived in Queens NY. I bought my first house in 2000. We didn't get it inspected and I don't recall our agent recommending it either. We sold it a year later to move here and I don't recall the buyers having an inspection either.

Now, as a Realtor, I have to wonder why we and the buyers didn't have it done. Was it because of the area of the country we lived in? Or perhaps, having an inspection wasn't a big thing back then.


Apr 22, 2009 03:12 AM #6
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Eleanor Thorne

Equity Resources 919-649-5058
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