Brent Eckhardt Mortgage and Lending



Brent Eckhardt
location_on Wilmington, NC
Get to Know Brent Eckhardt

My specialties is our best niche product - The doctor loan

100% Doctor Loan, this is a great product that allows physicians to finance up to 100% LTV with no mortgage insurance. This is the perfect loan for physicians, residents and doctors still in their fellowships.

I originate these loans and many other types of mortgages all over the state and several other states in the Southeast. I take applications online and over the phone and fedex disclosures to my clients. I also have several attorneys and title companies that will go to clients homes or offices.

Doctor Loan- What is it?

general information about my doctor loan, look up my name on YouTube for more from this series


Doctor Loan/Physician Loan Features:

Available for purchase and refinances
Fixed rate and adjustable rate loans with interest-only options
No private mortgage insurance required (PMI)
Competitive pricing and special relationship discounts
Closing costs can be paid by seller up to 3%

Licensed medical physicians who have completed their residency within the last ten years:
-Up to 100% financing for loan amounts up to $650,000
-95% financing for loan amounts up to $1 million
-89.9% financing for loan amounts up to $1.5 million

For Residents, Interns and Fellows:
-Up to 100% financing
-Maximum loan amount of $417,000
-Deferred Student Loans are not counted in debt

Doctor Loan Eligible States: Alabama, Arkansas, Delaware, Florida, Georgia, Maryland, Mississippi, *New Jersey, North Carolina, **Pennsylvania, South Carolina, Tennessee, Virginia, Washington, DC and West Virginia



I have been in the mortgage industry for more than 10 years and the top producer for a South Eastern Regional Bank for over 5 years. I specialize in Doctor Loans. Email or call me for more details.