My primary market is Yolo County, but I also cover Sacramento, Lake and Mendocino Counties.
Get to know Dawn Bachelor
I have been in the banking industry for about 9 years now. I started as a personal banker and then to a premier banker and branch manager. Prior to this I was in the restaurant industry for 11 years. The one thing that they both have in common is service--serving the needs of my clients is my top priority.
Although my job title is Reverse Mortgage Loan Officer, I don't see myself as a loan officer, I see myself as a senior adviser. I spend time with my clients, I get to know them and what's important to them. I make myself available to them long after their loan has closed.
I specialize in complex loans such as, trusts, power of attorney, rural properties, etc. I typically travel to meet my clients at their home since most seniors feel more secure in the comfort of their home.
Starting in June, I will be able to do a purchase with the HECM loan. This means that a client can bring in 30-40% and purchase the home with no additional funds and no payments for as long as they live in the home. It's great for folks who want to sell their current home to either downsize or move closer to loved ones.
I am also expecting the lending limit to go up to $625,500 very soon. This will really allow my clients in Davis to get the full value out of their home. I am also able to refinance existing reverse mortgages as well.