Integrity is the cornerstone of my business. I believe a mortgage should be about building relationships, and helping my customers achieve their home financing goals, not just a transaction. As a Bank of America Mortgage Loan Officer, I take a consultative approach to the home loan process by customizing each home financing program to help customers achieve their overall financial goals. Many loan officers can get you a loan. My mission is to get you the right loan. Here's why: We have tremendous financial strength as one of the largest companies in the world, backed by over $1.5 trillion in total assets. Our dedication to responsible lending has never been greater and is focused on a balance of a diverse set of loans, showing our commitment to the first time home buyer as well as repeat buyers. This dedication is demonstrated with the recent launch of two new innovative and affordable mortgage programs, No Fee Mortgage PLUS and Neighborhood Champions® Protected Mortgage ®. We offer a Close-On-Time Service Guarantee with No Fee Mortgage PLUS so our customers and partners know exactly when they'll close. We service our own loans to ensure you have a positive experience for the life of your mortgage. We have the highest servicing rankings and the lowest foreclosure rates in the industry, earning us Freddie Mac's Tier One Hall of Fame status. We have served the needs of over 56 million US households (1 out of every 2 US households).

As a Sr. Mortgage Loan Officer, I have a wide range of mortgage choices, competitive rates and flexible terms and conditions, as well as online tools, to find the mortgage solution that best fits your needs. You can Pre-Qualify online in minutes. During my 14 years of experience in the mortgage industry, I have shared my expertise to personally assist thousands of home financing dreams. I have an extensive background assisting first time homebuyers, high net worth borrowers, low-to-moderate income borrowers, self-employed borrowers, investment borrowers, Doctors and our local heroes: Police, Firefighters, Teachers and Medical workers and a great deal of experience in: Affordable mortgage lending Construction lending Conventional loans Doctor loans Government lending Home Equity Lines of Credit Investment property lending Lending to our local heroes: police, teachers, firefighters, and medical worker loans Non-conventional "Jumbo" lending I have a degree in FINANCE, ACCOUNTING, AND BIOCHEM from UNIVERSITY OF THE PACIFIC.I contribute my time to the community by supporting: Habitat for Humanity, Special Olympics, Housing Agencies, Aging Counsels, ACORN and Homebuyer Assistance Classes.Contact me today and let's get started on achieving your home financing goals. Additional Languages Spoken Vietnamese