My Client-First Philosophy

There are many qualities and skills that go into being an excellent real estate professional - integrity, in-depth community and market knowledge, marketing savvy, effective negotiation skills and a high-quality professional network, all of which are hallmarks of how I work.

That said, in my experience as a Goodyear real estate professional, I've also found that providing the very best service is essentially about putting my clients first. This means keeping myself accessible, being a good listener as well as a good communicator, and responding quickly to your needs.

This "client first" philosophy has always been my approach and it requires me to continually improve my skills and ways of doing business. In addition, I've found that the latest technologies are enabling me to do everything I've always done, only much more quickly and efficiently. They've also helped me to extend the range of services I provide to my clients.

So when you decide that you'd like to buy or sell a home in the Goodyear areas, please contact me.

What is a HUD Home?

If a home was purchased using FHA financing and the mortgage goes into default. The loan service (or lender) may opt to collect on the FHA Insurance policy in which case the home will be conveyed to the U.S. Department of Housing and Urban Development (HUD) after the foreclosure process. 

Who can buy a HUD Home?

Owner occupant individuals, investors, HUD-approved non-profit organizations or government entities can all buy HUD Homes. Buyers of course have to secure a loan or pay cash to buy the home, a pre-qualification letter or proof of funds is required. Priority is given to owner occupants when selling HUD Homes.

What are some of the benefits of buying a HUD Home?

• HUD will pay up to 3% of buyers closings cost as negotiated when submitting a bid on a HUD Home.
• HUD will pay the escrow fee in addition to any negotiated closing cost assistance
• Priority is given to owner occupants meaning many home buyers do not have to compete with investors.
• HUD homes are typically listed at FHA AS-IS Appraisal, giving you piece of mind that the home is a great value.
• Bids are placed silently and electronically.
• Bids are selected based on which bid will net HUD the most money (provided the bid is acceptable and the purchaser qualifies).
• Are you a teacher, firefighter, law enforement officer, or emergency medical technician (EMT)? You could be eligible to purchase a HUD Home for half the price! Learn more about the Good Neighbor Next Door Program here.

Benefits exclusive to buyers using FHA Financing when purchasing a HUD Home:

• Save money by using the FHA Appraisal which was done just prior to listing the home (appraisals are valid for 120 days).
• HUD Pays for the termite inspection and will treat any active infestations.
• Up to $5000 worth of Minimum Property Requirement repairs can be financed into the FHA loan allowing for repairs to be made after close of escrow.
• Most HUD Homes are eligible for an FHA 203k loan, allowing home buyers to purchase and finance for major repairs that exceed $5000.
• In a situation where an FHA buyer is purchasing a home and a lead based paint inspection reveals that the home will need remediation. HUD willl pay up to $4000 towards the remediation costs.