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Services for Real Estate Pros |
RAINER 721 |
| Louis Field | ||
| location_on Elmsford, NY — Fremont Investment & Loan | ||
| insert_link http://lfield.fremontbroker.com | ||
| web Louis Field's (fremont) Blog | ||
I view my brokers more as business partners and really value our relationships. I know you work really hard getting the business in the door so I work just as hard to get that business closed for you. The right relationship is everything and working together with a rep at a bank that is able to close those tough deals is essential. What's Fremonts niche its me I'M YOUR NICHE. All my contact information is here including my cell.So I can be reached 24hr/7days a week."give me a shot" I wont let you down.
FREMONT'S HIGHLIGHTS
* Stated down to 500 (550 for Stated Wage-Earner)
* Full Doc 100%ltv up to 800k with 600 Fico
* Reserve requirements are some of the most flexible in the industry
* 55% DTI up to 90% LTV Full Doc or Stated
* Twist program allows up to 100% LTV with a 600 mid score
* No BK seasoning program
* We have a Single score program
* We allow recurring closing costs to be paid with Seller Concessions (up to 6%)
* Same day docs
* Score Select program
* Minimal First Time Homebuyers trade line requirements
* Rolling mortgage lates allowed (30,60 & 90s)
* We use 75% of income for business bank statements to qualify or 100% of personal statements
* NSF's ignored
* Fremont's been in business for over 70 years
* Use Broker's score for 60 days (as long as no new derog)
* Disregard consumer lates
* No PMI
* BK and F/C disregard after 24 mo - Alt A 36 mo
* Gaps of employment for up to 90 days allowed with LOE
* Fremont will use 90% of rents on duplexes, 3-4 units, O/O
* Duplex priced the same as SFR
* We can convert a private land contract to a refi mortgage with proof of the last 12 mo's payments made on the property
* Use our EZ doc program (6 months bank statements)
* Gift of equity allowed max 90% LTV
Blackberry: eltonfield@mycingular.blackberry.net