My name is Fernando Sevillano and I have been working in the mortgage industry for 12 years.  I have experience working with both mortgage brokers and respected national direct lenders.  I have a firm understanding of the marketplace and the various consumer loan programs that are available to borrowers.

Competing in this lending environment requires having great programs at our disposal, excellent pricing and exceptional service and efficiency:

For borrowers who are in the market to purchase a home, you'll close escrow on time everytime with your full cooperation and commitment.  Once I have all of your supporting documents, I can submit a request to pre-underwrite your file on a to be determined property(TBD).  Underwriting will give you a full on conditoinal approval, A Pre-underwritten file with a full conditional approval will give you the inside track to getting your offer accepted over other would be buyers.  It is this efficiency that allows us to guarantee a SPEEDY & timley close of escrow. 

No matter how complex or challenging your loan scenario(s) may be, I have the depth and breadth of experience to develop a suitable solution for your needs.  With access to virtually every lending product on the market, I'll find a product that fits your needs in the most effective manner possible.

Purchase

Refinance

Conventional Financing

Government Loans (FHA, VA, USDA)

High Balance Loans

Jumbo Loans 

Reverse Mortgages 

Foreign Nationals 

I specialize in educating my clients on what loan product would best meet their needs. Weather your a 1st time buyer or a seasoned property investor looking to refinance a couple of investment properties.

Give me a call today for your free no obligation proposal!

Guild Mortgage Company is an Equal Housing Lender, NMLS#3274. Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act. Individual NMLS#394387