Residential Loan Consultant with 29 years of experience. Offering Conventional, FHA, VA, USDA in addition to vacant land and portfolio financing.
Get to know Gary Ray MLO-99111
Gary Ray is a senior mortgage advisor with Northpointe Bank. After 29 years working in the mortgage business he has seen the industry through many changes while helping thousands of families reach their dream of home ownership. That being said the goal is the same.
Help people. Plain and simple. He will work hard to earn your trust and future business.
Gary feels the best way to provide the smoothest experience for clients from start to finish is communication. For this reason he makes himself available nights and weekends to his clients and real estate partners regarding qualification & financing questions or just the reassurance to all parties as to the best way to structure the offer. He believes the clarity of communication will lead to the greatest success.
Away from the office he enjoys spending time with family and friends and supporting his local sports teams.
While I have 29 years in the mortgage business I also have a wealth of knowledge at my disposal with the team of experience around me. Most of the people in my office have been in the business for many, many years and are well versed in all areas of mortgage lending. I think this is important to not only have the expertise yourself but also to surround yourself with knowledgable people as well.
From processing to underwriting to closing my team understands that your experience with Northpointe Bank is vital to our continued success.