My name is Gary Lau and I live and work in Phoenix.

I specialize in FHA, VA, Conventional, USDA Rural Home Loan Program, Reverse Mortgages and FHA 203 (k)'s and I am able to write loans all across Arizona. 

I have 15 years experience in the mortgage industry and have worked with hundreds of families to realize the dream of home ownership.  My specialization is meeting with clients face-to-face and conducting mortgage consultations. 

If you are ever in need of a mortgage expert, I would review your finances and determine how much home you can afford, which loan is best for you, and what options fit into your long-term goals.  Whether this is your first home or your third home, I will educate you on the mortgage process.

My goal to all customers and Realtors is to provide service that "exceeds the expectations of the customer".  I believe in providing honest communication throughout the loan transaction to ensure a timely closing.  I will answer your phone calls, emails or visits as responsively as possible. 

In every loan transaction, the fees you pay will be fair and just for the services provided.  My goal is to make sure your home buying experience is pleasant and surpasses any other lender you have dealt with in the past.

With the ever-growing Spanish speaking community, I am dedicated to providing services in Spanish.  George Preciado, my bi-lingual assistant, has over 10 years in the customer service industry and provides both oral and written translations to Spanish speaking customers.

I look forward to working with you on your next home purchase.  Feel free to give me a call with your home loan questions.