Hal Timinsky, Closing Loans is My Business (Envoy Mortgage)
NMLS #173437

5671 N. Oracle Rd #1106

Tucson , AZ 85704

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When you are looking for a straight talking licenced mortgage loan officer, give me a call. I have over 35 years of lending experience. Tucson Home Mortgage Lender, Banker, FHA, VA, Conventional

Get to know Hal Timinsky

NMLS Licensed Originator # 173437

It is important that you have a licensed Mortgage Loan Officer that listens to you and is attentive to details, so you have a problem-free experience.  Whether Hal Timinsky helps you with a home purchase or refinance, he has the wisdom and experience to guide you through the entire loan process. 

With a comprehensive knowledge of the mortgage industry and the local marketplace, Hal Timinsky, is highly skilled at evaluating each situation and identifying the best financing options for his clients.  

Treating each client as an individual and providing personalized service are two key components of Hal Timinsky's business protocol.  He prides himself on providing exceptional personal service coupled with a deep understanding of the mortgage industry.  Hal's commitment to customer service continues long after you have signed your closing documents. When changes arise in the interest rates or market activity that may be advantageous to you, be assured that he will contact you and advise you of your options. 

Although  today's consumers are educated and well-versed in the mortgage market, you need a Mortgage Loan Officer that knows the market inside and out.  With an investment of this size, you want to know that you are in capable hands and that nothing is left to chance.  There is just no substitute for professional experience in a transaction of this magtitude. 

One of the most important part of Hal Timinsky's job is communication.  Hal takes ample time during the entire process to discuss and explain all of your options.  


Envoy Mortgage, Ltd – NMLS # 6666 | Envoy Mortgage is an Equal Housing Lender – This is not a commitment to lend | www.envoymortgage.com|www.nmlsconsumeraccess.org| www.envoymortgage.com/licensing-legal-information



Hal Timinsky's Blog Posts



First time homebuyers, Move-up buyers. I have over 40 years of lending experience and I help explain how the process works in simple language and design a mortgage that meets your specific needs.

Testimonials for Hal Timinsky

  • Pam K.

    Rapid response & extreme knowledge and PATIENCE from Hal. Good instruction and very detail-oriented personable agent. Thanks again Hal for making it happen! 

  • Lynn S

    Hal is extremely knowledgeable. He was always available to answer our questions. He has a delightful sense of humor, that takes the edge off during stressful situations. I highly recommended his services.

  • Jim F

    Hal went above and beyond his service; even providing information to another agency when it looked like I would need to use a different lender for a mobile home loan. He almost always answered the phone immediately, was very helpful, and kept me informed at every step of the mortgage process. I couldn't ask for a better loan officer. He is a quality individual and a true friend.

  • Gabriela R.

    Hal was efficient, quick and made everything so smoothly, he walked me through the whole process and was patient with me.

  • Annette S.

    Hal was very attentive and informative. I could call him anytime with my question and was always available. He walked me through the whole process which made it very easy for me.

  • Chad F.

    Hal was extremely thorough in his explanations of the loan process. He was unfailingly pleasant, and was very patient with me when I became frustrated while trying to come up with required documentation. Additionally, he put in extra effort to get the loan processed ahead of schedule.

  • P.Chris

    Hal, We found you to be very approachable and right away felt you to be our advocate. The first evening that Joel called you, the two of you spoke until 9:30PM and that was on a Saturday night!
    Your communication was excellent. You kept us in the loop on a continuous basis. We didn't have to check with you. We knew if we didn't hear from you, there was nothing new to know.
    We felt you to be very knowledgeable as well as a diligent and hard worker.

  • David R

    Hal Timinsky is very knowledgeable, personable, and professional. I have been a Real Estate Broker and past lender for over 27 years. There are many lending choices to refer my clients to. Hal Timinsky will take the time needed and will personally follow up with his clients to move the clients to clear to close. I always refer Hal..

  • Paulette S.

    I found I would at times wonder if I was doing the right thing buying a new home.  Big step for me!  But Hal Timinsky and his team were so helpful, available whenever I NEEDED TO SPEAK WITH THEM.   I felt I could trust Hal, he kept me up to date on everything as we progressed through the process I would highly recommend Hal Timinsky and his team at Envoy. Paulette S.

  • Lauren R.

    Hal was realistic, very knowledgeable, very thorough and very pleasant to deal with. He explained everything to me in terms easy to understand.

    Service Areas (4)
    • Tucson, AZ
    • Oro Valley, AZ
    • Green Valley, AZ
    • Vail, AZ
    • Marana, AZ
    Specialties (10)
    • Appraisals
    • Buyers
    • Condos/Townhomes
    • Investment Properties
    • Military Relocation
    • Renters
    • Residential
    • Sellers
    • Short Sales
    • Vacation/Resort Properties
    Languages (1)
    • English