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John Balladares (Peoples Bank) Mortgage and Lending



John Balladares
location_on San Mateo, CA — Peoples Bank
Get to Know John Balladares

John has worked as a mortgage consultant, branch manager and senior trainer in the mortgage industry for over 12 years.   John is proud to say that he has assisted over 500 families achieve their dream of homeownership.    As a bilingual mortgage consultant, John has guided hundreds of Latino families through the home lending process.  His knowledge of current market trends allows him to provide his clients, first time home buyers or seasoned investors, with the necessary information they need to make an educated decision.

John's, vast experience in FHA, conventional, Jumbo and VA loans, coupled with Peoples Bank ability to underwrite and fund loans through their in-house bank, allows him to effectively control every transaction from beginning to end.  John works closely with Realtors, escrow officers and underwriters to ensure a seamless and swift transaction that result in satisfied clients.  John takes every step necessary to help his clients feel informed, respected and empowered.

John immigrated to the United States from Nicaragua at the age of thirteen.  He is a long-time resident of the Bay Area where he currently lives with his wife and two sons.  



Associations:National Notary AssociationNational Association Of Hispanic Real Estate Professionals (NAHREP)California Association of Mortgage Brokers (CAMB)


  Volunteering his time to coaching youth baseball and traveling. 


Mortgage Consultant

Short Sale Consultant

FHA Specialist

CalSTRS Specialist (Certified)



License from The Department of Real Estate #01367546

Notary Public

Mortgage Loan Originator License #282882



Helping families with the financing they need to achieve the American dream, by making sure they get the best loan possible for their situation.


Serving San Francisco County, San Mateo County, Santa Clara, Alameda County, East bay, Tri- valley and Contra Costa