Jim Cunningham (Nova Home Loans - BK#0902429)

5450 E High Street

Suite #260

Scottsdale , AZ 85260

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I am a Senior Loan Officer devoted to educating buyers on strategies to acquire Residential Real Estate in Arizona. I have 98% repeat business retention for a good reason.

Get to know Jim Cunningham

I have tried to seperate myself, from the rest of my peers within the residential finance industry, by focusing on client education.  There are too many people within my industry who are primarily driven by the short term desire to close loans and make a quick buck.  I am embracing the long term, and I am trying to make relationships to earn your business for the next 30 years.

I am practicing a theory where the education of the client comes first, and the calculated business transaction takes place after.  For the majority of you reading this - your Real Estate transactions will constitue the largest financial decisions of your life.  

I believe that you generally should get a broader overview of your transaction then a 10 minutes sales pitch.

Jim Cunningham's Blog Posts


Over the last 9 years I have gravitated to specialize in residential purchases & refinances. I really enjoy educating my clients, and giving them the tools to make good business choices, in purchasing Phoenix real estate. My client's goals range from first time home buyers, to Multiplex investors, and everything in-between. Here is a short list of my areas of expertise.

Detailed explanations & education on home financing in simple English Lowest down payment options for first time home buyers FHA purchases and refinances. VA purchases and refinances (IRRRL's) USDA - Rural Housing loan programs (102% financing) Investment purchases and refinances. Education on how to negotiate with the seller to pay all of your closing costs. I can refer you to excellent Real Estate Agents who specialize in areas of Arizona & Metro Phoenix.

If you are considering attaining real estate in the Phoenix Metro area, please do not go to your Credit Union for loan approval... Get a Specialist. I have 98% repeat business retention for a reason.

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  • English