I am a Branch Manager for Flagship Mortgage Corporation headquartered in Worthington OH.  I work out of Minneapolis, MN, but my loan originations are national, not regional.  I have been originating loans since 1997 and am a correspondent lender.  This gives me the flexibility of brokering loans when necessary or acting as the lender and getting better pricing for my mortgage customers.

I specialize in VA Cash Out Refinancing to 100 percent Loan-To-Value, sub 580 credit scores, chapter 13 Bankruptcy buyouts and post Chapter 7 discharge mortgage financing in as little as one year post discharge. I work tough loans and have many investor partners that will fund a loan down to a 500 credit score.