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I have specialized in First Time Homebuyers for the past 8 years and continue to offer them education and resources that help them navigate the confusing world of mortgage finance.

As a mortgage banker I love the fact that we can honestly evaluate each client I work with as we are underwriting and funding our own loans. This is absolutely critical in today's market as there is little to no control over the mortgage approval process through a broker channel. As a bank we have the ability to bring "Wall Street to Main Street." What I mean by this is that we have the clout of a bank but we don't treat you like one of the big banks will. If you have a question, you will get me or my team and an answer versus a call center where you will input your loan # and may never talk to the same person twice! We are licensed in nearly every state and specialize in FHA/VA financing - which is what most First Time Homebuyers are in need of.

To the Real Estate Agents: If a loan can't be approved or the client is not a good candidate for financing, I will let you know right away! I have no interest in wasting your time, or theirs, or mine for that matter. Some LO's may be afraid that giving you "bad news" on a referral you send will sabotage the relationship. I feel that it's my job to deliver that not so good news so that you don't spend your time and money running potential clients around that arent' potential clients. In addition to that, I have software that I use to tie you to those clients and then work with them to put them in a position to be qualified buyers so that I can then turn them back over to you as a viable deal. I want to make you look good!