Loan officer & real estate investor; military spouse (Ret); blogger & life student; fan of our kids' youth and high school softball, volleyball, basketball, mock trial & marching band.
Get to know Lisa Delzompo 951-704-4559
I know what moving involves, having moved many times before my husband's retirement after 20 years of service in the Marine Corps. Although we were stationed in Virginia, Okinawa, El Toro, Camp Pendleton and Twentynine Palms, we settled on the Murrieta/Temecula Valley area as a wonderful place to sink roots and raise our children: great schools, very low crime, and easy access to all that Southern California has to offer: shopping and restaurants and attractions both locally and in Los Angeles, Orange County and San Diego.
I graduated from Stanford (English & Economics) and UC Berkeley's School of Law and have always been active in academics and sports.
ALTHOUGH I AM AN ATTORNEY, I DO NOT GIVE LEGAL ADVICE. IF YOU WANT LEGAL ADVICE, I ENCOURAGE YOU TO CONSULT A REAL ESTATE ATTORNEY.
I am fiercely committed to guiding you to achieve quicker-accepted offers but most importantly, a comfortable monthly payment.
If you are looking for a proven professional who can guide you to AVOID:
· Setting your new home’s total monthly payment outside of your comfort level,
· The many hurdles of “full documentation” loan qualifying,
· Flushing your money as rent or taxes, and
· Paying an inflated rate after being promised an unbelievably low rate,
you’ve come to the right place!
With 10 years of experience working with amazing clients with similar worries and concerns as yours, and guiding them to achieve remarkable success, my mission and commitment is to
· Keep your new home’s total monthly payment comfortable for you,
· Pilot you over the many hurdles of “full documentation” loan qualifying,
· Keep more money in your pocket, instead of sending it away as rent or taxes, and
· Lock the best rate available based on your scenario of credit, income and home you’re buying.
My path to become a senior loan officer became clear as my husband retired from active military service and we began helping military and civilian families and investors buy homes near military bases. He had a client whose big-box, on-line lender turned a typical 30-day purchase into a 60-day ordeal, with new “representatives” answering the phone and having to read about the details anew each time the client tried to get the transaction to progress forward. And unfortunately, this experience got re-enacted many times in variations, with loan officers becoming unavailable once the initial paperwork was sent to the client. We saw the need for someone the clients could know, like and trust to be the pilot of the loan side, knowing the ins and outs of getting the loan done in a timely fashion, and -- just as importantly and assuming no scenario changes -- on the same or better terms as at the beginning of the loan for the home you buy.
Clients say remarkable things about the impact my work has had on their housing investment success. Example comments include:
“You did our first home purchase loan here in the Murrieta area when a big-box retail bank said it couldn’t be done because I am a firefighter and was moving farther away from my work site. You found a lender with a great rate that could understand the logic of a firefighter who has several days off any given week to drive a longer commute while setting his family up in the same town as our extended family now that we had children needing childcare and the family support system. And you recently did an amazing job helping get our loan on a move-up home across the valley, with the pool and views on the cul-de-sac we wanted. Several hurdles cropped up, but you helped us navigate the documentation required to rent out our home and re-allocate debt to accomplish buying our dream home, all within a 30-day time frame during a holiday month! Outstanding!”
“Lisa led us through the loan process with ease. My wife and I are grateful to Lisa and [our realtor] for their hard work and making this a painless and smooth purchase."
~Malcolm G., U.S. Navy (Ret.)
"From the beginning of our home search to the end, she was there to answer any questions we had about real estate and financial matters regarding home loans. ...Lisa made the home loan process simple and pain free! Thank you”
~Tammy & Brent D., USMC (Ret.)
My hobbies include spending time with the family, and facilitating and enjoying our kids' sports of volleyball, basketball, mock trial.
We have bought and sold our personal residences as well as multiple investment properties, some of which we still own and manage as landlords. In addition to helping hundreds of families buy and sell homes either as personal residences or as investments (or both!), as well as managing many homes for owners and renting to others, we have the answer to most questions. And, if it is a rare question we don't know, we have access to tools and a network to get you the answer. Go ahead and ask! -- Contact Lisa.
Local areas whose real estate markets I blog about include, in mostly alphabetical order:
*Bear Creek -- estate homes on the golf course with views, pools and golf and tennis included in the HOA (homeowners association).
*Bremerton at the Vineyard -- lovely larger tract homes across the street (Hayes) from Thompson Middle School, many with views of the Santa Rosa Plateau to the west. These were built in 2005 and suffered large numbers lost to short sales and foreclosures, but that turnover has largely passed.
*Copper Canyon -- lovely homes on quite tree-lined streets, connect to and surrounding top-ranked Cole Canyon Elementary School.
*The Ranchos, off Santa Fe & Washington -- These homes are large ranch-style homes on large lots, with detached garages and many with highly upgraded counters, tile and flooring as well as pools and views of the Santa Rosa Plateau to the west.
*Paseo Del Sol -- This is a lovely master-planned community with walking trails, parks and the top ranked Abby Reinke Elementary School.
*29 Palms: Adobe, Amboy Road, Chocolate Drop, Four Corners, Utah Trail
*Pioneertown -- referenced in Kenny Chesney's "El Cerrito Place"
** Copper Hill-- These homes are in a master-planned community south of hwy 62 in the hills just to the west of Sky Harbor. The homes' front yard landscaping was usually included in the original purchase, creating a lovely synergy of consistent yet varied front yards that meshes with the desert surroundings. Many homes in Copper Hill have views, pools and/or are on cul de sacs.
CA Dept of Real Estate, Broker License #01379811; NMLS Identifier 331744
Lisa Delzompo is a Loan Originator who can assist you with all your #VA loan, #FHA, and #Conventional #mortgage needs in California. Lisa resides in Riverside County which includes #Murrieta, #Temecula, #Lake Elsinore, #Menifee, #Hemet, #Corona, near #Camp Pendleton, and is surrounded by #San Diego County including #Oceanside and also #San Bernardino County, including #Yucca Valley. Lisa can be contacted at (951)704-4559 or email@example.com.
Lisa Delzompo 951-704-4559's Blog Posts
We create a synergy of training, experience and contacts both military and civilian. We provide you free access to the latest listings and information in these areas, in addition to community events and information, and school rankings and locators. Lisa qualified under the NMLS licensing education and testing programs (NMLS #331744) and earned the ePRO (internet expert) designation from the NAR, and Frank earned the demanding GRI (Graduate of the Realtor Institute) and Certified Distressed Property Expert (CDPE) designations. We continually expand our training with classes, seminars and research, to achieve the best result for you through greater knowledge of nuances and detail. With these elements, we protect your interests and maximize your value in purchasing and selling single-family residences and income property. You'll be glad you brought us on board.
Testimonials for Lisa Delzompo 951-704-4559
FOR MANY MORE TESTIMONIALS...03/06/2014
Go to the Happy Clients page of www.SandToSeaProperties.com. We'll see you there!
Christina N., Spouse of Romy, USMC06/29/2011
This experience with you has been wonderful. I couldn't possibly find the words to adequately describe your level of professionalism and expertise. In spite of Romy being deployed during most of the process, you and Lisa were able to almost seamlessly make this small dream come true....I will definitely be referring my friends and family to you!
Adam (USN) and Anna (USN) R.03/31/2009
Frank & Lisa provided very prompt and effective service. They explained several complicated matters and assisted us with many little obstacles along the way. We are very happy with our new home and would gladly recommend Sand to Sea Properties to our family and friends.
Tim (USMC) & Margie (USMC) M.03/30/2009
We wanted to thank you for your hard work and diligent effort. The level of service that you have given us cannot be matched. We literally cannot thank you more for making our dreams come true! Thanks again for all your late nights, expensive phone calls overseas, countless tanks of gas, and your commitment to getting the job done!!!"
[These clients hunted for their home, purchased it, signed all paperwork, and closed the transaction all while stationed overseas in Okinawa, Japan.