Hello!

I am a reverse mortgage specialist with Reverse Mortgage Funding. I specialize in reverse mortgages through out the state of Oregon. Reverse is all I do. Reverse mortgages are one of the most misunderstood mortgages on the market. Because of this, I spend most of my time educating clients and referral partners about the power and opporutnity these loans bring with them. When used correctly and for the right reasons they can become a very powerful financial tool during retirement.

I have over 12 years experience in the mortgage industry. I have worked with hundreds and hundreds of families to help them buy or refinance a home. After seeing how much of a difference a reverse mortgage can make in someones life I decided to focus on reverse mortgages exclusively.

I have written several books about mortgages, finance, and real estate.

These books are:

How To Buy A Home With Little To Zero Down

How To Buy Government Foreclosed Homes

Why Are You Always Broke?

And most recently:

"The Ultimate Guide To Reverse Mortgages and 16 Excellent Reasons To Get One"

I have also been interviewed on several radio stations. I have had multiple articles published in "Ashland Magazine", "Southern Oregon Affluent", "Oregon Senior News" and "The Reverse Review".

If you are looking for a professional reverse mortgage expert in Oregon that can help you understand and feel comfortable with your reverse mortgage needs than I am the guy you need to call.

I work with clients all over Oregon including, Klamath Falls, Ashland, Medford, Grants Pass, Roseburg, Eugene, Salem, Bend, Portland, and all along the Oregon coast.

Disclosures:

This information is not intended to be a substitute for legal, tax or financial advice. Consult with a qualified attorney, accountant or financial advisor for additional legal or tax advice. These materials are not from HUD or FHA and were not approved by HUD or a government agency.

There are some circumstances that will cause the loan to mature and the balance to become due and payable. The borrower(s) must continue to pay for property taxes and insurance and maintain the property to meet HUD standards or risk default.. Credit is subject to age, minimum income guidelines, credit history, and property qualifications. Program rates, fees, terms and conditions are subject to change.

At the conclusion of a Reverse Mortgage, the Borrower must repay the loan and may have to sell the home or repay the loan from other proceeds.

Charges will be assessed with the loan, including an origination fee, closing costs, mortgage insurance premiums and servicing fees.

The loan balance grows over time and interest is charged on the outstanding balance.

The Borrower remains responsible for property taxes, hazard insurance and home maintenance, and failure to pay these amounts may result in the loss of the home.

Interest on a Reverse Mortgage is not tax deductible until the Borrower makes a partial or full payment