When shopping for a low cost home loan, you shouldn't just look for the lowest mortgage rate. A true low rate mortgage also doesn't have outrageous fees. Every low mortgage rate product should also have the highest levels of service. In other words, getting the best mortgage rate, lowest fees, and highest service isn’t complicated at all.

Taking the best practices from market leaders in all industries, Guaranteed Rate has successfully instituted innovative mortgage systems and technologies to reduce operating costs--a savings that is passed on to you, to provide you low mortgage rates and at the best mortgage prices.

Since our inception in 2000, Guaranteed Rate's cost-cutting measures and attention to customer service has led directly to our double-digit annual growth in loan volume, increasing to $5.2 billion in 2009. We’ve become the fastest growing mortgage lender in the country by consistently comparing our mortgage rates to our competitors to provide you low mortgage rates and fees.

We’ve streamlined sales and automated the underwriting process to give you the best overall mortgage service. We’ve reduced closing times from months to days to provide the fastest mortgage process. We’ll continue to work hard to provide the best mortgage by implementing industry innovations and improve our technology.

Headquartered in Chicago, Illinois, we were featured in Crain's Chicago Magazine's Fast Fifty, a list of the region's 50 fastest growing companies three years in a row. We were the only mortgage company to make the list. We’re also on their list of largest privately-held companies. With over 900 employees and over 50 offices nationwide, people may be getting the best mortgage rates and fees in your community already. Everyone is invited to fill out our Secure Online Application

Guaranteed Rate is the first consumer advocate mortgage company. We know looking for low mortgage rates and low home loan fees can be confusing and frustrating. That’s why we provide a daily "apples-to-apples" comparison of the lowest mortgage rates and fees of top lenders. When everybody’s rates are compared on a level field, the lowest rate mortgage company becomes clear.

The Federal Reserve recommends comparing several lenders when looking for lowest cost mortgage rates and fees. The FDIC agrees comparison shopping is necessary when getting the best mortgage rate. As the mortgage company with the best rates and best fees, we have the confidence to publicly display our mortgage rates compared to our competitors daily. When you ask yourself, "Where can I get the lowest mortgage rate?" ask yourself where the lender that guarantees the lowest rates and fees is. There's only one in the entire country.

In an independent study of over 16,000 Realtors by Chicago Agent Magazine, Guaranteed Rate was voted the best mortgage lender. We’ve developed partnerships with more than 1,100 of the best real estate agents in the area by consistently delivering the lowest rates with best-in-class service to their clients.

Realtors trust Guaranteed Rate offers the lowest mortgage rates because we provide:

Guaranteed Rate has developed the Realtor Partner Advantage Program for our Realtor Partners to help enhance the service they provide to potential home buyers

Our realtor programs include:

Please e-mail us to become one of our Realtor Partners.