I am the authority on Reverse Mortgages in the Northeast region of the U.S. I have been in the mortgage industry since 1997 and have been involved in all facets of the mortgage market. I transformed my company from a mortgage broker closing less than $300 miilion per year into a direct lender closing over $1.3 Biliion in 2005 (with about a billion closing in my department) I have been specializing in Reverse Mortgages since 2007 and I am very excited about the product and how it is helping so many people.